Lead Credit Risk Officer

About this role:Wells Fargo is seeking a Lead Credit Risk Officer. As a part of Wells Fargo's second line of defense and Independent Risk Management team, Risk Asset Review (RAR) is the independent credit review (oversight) function for Wells Fargo. RAR is responsible for independently assessing the quality of lending and ongoing management of credit risk within the Bank, including adherence to risk appetite, credit policy and regulations. In this role, you will:Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit RiskReview and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and cultureReceive direction from leadersDevelop and utilize analysis capabilities to assist the commercial exam teams with examinationsExercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirementsCollaborate and consult with peers, colleagues and managers to resolve issues and achieve goalsInteract with internal and external customersCollaborate with business for oversight of risk managementInteract with Audit, Legal, external agencies, and regulatory bodies on risk related topicsRequired Qualifications:5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:Previous experience with consumer credit risk strategy development and monitoring in financial service industryPrevious experience with reviewing or underwriting consumer credits either in originations or loss mitigationStrong verbal and written communication skills, and advanced MS Office Suite product skills to include (MS Excel, MS PowerPoint, MS Outlook, MS Word)Ability to gather, analyze, package, and present analytical findings in an insightful and logical mannerCollaborate and consult with peers, colleagues, and managers to resolve issues and achieve goalsAbility to prioritize work, meet deadlines, and achieve goals in a dynamic environmentAbility to provide credible challenge and candor to peersJob Expectations:Ability to work at one of the approved locations in the job postingThis position is not eligible for Visa sponsorshipThis position currently offers a hybrid schedulePay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.$139,000.00 - $239,000.00Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursementPosting End Date:20 Aug 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.SummaryLocation: IRVING, TX; WEST DES MOINES, IA; TEMPE, AZ; CHARLOTTE, NC; SAINT LOUIS, MO; MINNEAPOLIS, MNType: Full time