Commercial Lender

As a commercial lender, your primary role will be to grow and retain profitable relationships. This is accomplished by focusing on the delivery of value-added solutions to our clients and prospects that will help them reach their goals and maximize our revenues over the life of the relationship. You will be a fully experienced, qualified relationship manager capable of independent activity. You should have proven client relationship skills, as well as extensive product knowledge, technical expertise and strong transaction execution skills. Credit process management is a critical component of your job. Performance will be measured by your effectiveness in many marketing areas, including but not limited to: calling activity, proposal generation, revenue generation, risk mitigation, and ability to build successful relationships. You will also seek opportunities to cross sell into every relationship and anticipate the future needs of the client. ESSENTIAL FUNCTIONS AND BASIC DUTIES Solicit commercial clients; aggressively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts. Obtaining and maintaining COI’s and attending various networking events in the assigned geographic area. Requires skills and experience loan structuring and credit analysis. Generating a wide variety of commercial and real estate loans. Closing loans typically in the $1 million to $7 million range. Contributes to deposit growth by cross selling and promoting additional banking products Other duties as assigned. QUALIFICATIONS EDUCATION/CERTIFICATION: Bachelor’s degree in banking, finance or other related field is preferred. EXPERIENCE REQUIRED: Typically a minimum of 5 years direct lending experience with focus on business relationships KNOWLEDGE REQUIRED: Familiarity of the sales, loan processing and closing processes. Extensive knowledge of Commercial Banking products and services. SKILLS/ABILITIES: Ability to expand loans, client relationships and cross sell bank products. Must have good interpersonal and communication skills and proven track record of business development. #J-18808-Ljbffr