Mortgage Loan Closer - FitzGerald Financial

Mortgage Loan Closer - FitzGerald Financial

As the Mortgage Loan Closer, you may look forward to:

• Preparing closing loan package necessary for individual loan types in accordance with Bank and Investor guidelines as well as Secondary Marketing commitments and requirements.
• Ensuring the timely movement and closing of approved loans through the pipeline.
• Contacting Title Companies, Attorneys, Loan Officers, Processors and Insurance Companies to obtain documentation necessary to close mortgage loans.
• Monitoring loan status on a continual basis to ensure that timely/qualify standards are achieved.
• Advising all parties of any changes or issues that may occur to ensure high quality standards and customer service.
• Performing a pre-closing quality review of loan files prior to releasing closing package.
• Reviewing all preliminary documents provided from attorney/title company to include, but not limited to: Title binder, survey, termite report, Hazard/Flood insurance binder, Deed, HUD1 Settlement Statement, Power of Attorney and/or Trust documentation.
• Completing all disbursement procedures for issuing of funds to attorneys/title company, any necessary refund checks, and releasing of escrow monies withheld.
• Responding to and resolving technical and complex problems that arise.
• Following up on any deficiency requests by Shipping and Post-Closing to ensure timely procedure for loan funding.
• Recommending procedural changes to management.
• Complying with Banks Policies and Procedures, as well as regulatory compliance.
• Keeping abreast of industry regulations and changes.
• Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA).

You are a person that (required skills):

• Has at least two years' experience closing Conventional and government loans
• Has a High School Diploma or equivalent
• Has working knowledge of real estate lending criteria, compliance, federal/state regulations
• Has excellent organizational, oral and written communication skills
• Is able to perform in a fast-paced environment typical to Mortgage Banking

You'll be better prepared if you have (desired skills):

• Experience with Microsoft Word
• Experience with Encompass software

Physically you can anticipate to:

• Express or exchange ideas by means of the spoken word via email and verbally
• Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time
• Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation
• Not substantially exposed to adverse environmental conditions
• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential responsibilities.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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