Software Engineering Manager

ABOUT OUR COMPANY: The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world. So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial. Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $70 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners and more. But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started. ABOUT OUR WORKPLACE: Splash is remote-first, and proud of it. We spend our days simplifying financial products and getting them into the hands of people who need them most. Right now, we’re focused on building financial technologies that fundamentally transform how the industry lends. Although Splash has been around since 2013, we still operate like a startup — fast-paced, nimble, and full of heart. We’re good people who care deeply about doing meaningful work, and we approach challenges with creativity, passion, and urgency. And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected — even from afar. At Splash, everything we do is guided by our values: Own It – We take full accountability and follow through on commitments. Raise the Bar – We move fast, innovate faster, and push through barriers. Say the Hard Thing – We speak up with honesty, respect, and a desire to solve problems and make things better. Elevate Each Other – We win as a team by lifting each other up. These values show up in how we work and how we connect — whether we’re collaborating on big projects or bonding over everyday moments. Yes, we even have Slack channels for #kids-and-pets and #food, because we believe being human makes us better teammates. ABOUT THE ROLE: We are looking for an Engineering Manager to build and lead our Agentic AI team. You will bring AI agents and LLM-powered experiences into how Splash serves borrowers and runs the business. This is a chance to shape how modern Fintech uses AI. You will work closely with engineering leadership on the vision, build the team that delivers it, and get AI into production with the right guardrails for financial services. You will work closely with leaders across Product, Operations, Data, Compliance, and Security, and have real influence on our technical direction. WHAT YOU’LL DO AT SPLASH: Turn Splash's AI vision into an execution roadmap, prioritizing AI enablement and internal tools that make teams across Splash faster and more effective. Hire, lead, mentor, and scale a high-performing team of engineers, grow strong technical leaders who drive design and delivery day to day, and build a culture of ownership, curiosity, and high standards. Partner with Product, Operations, Data, Compliance, Legal, and Security leaders to find where AI agents and LLMs create the most value for borrowers, partners, and internal teams, and deliver it responsibly: protecting customer data and keeping humans in the loop where it matters. Take AI use cases from idea to production and measure their impact: wider AI adoption across engineering, faster delivery and higher throughput, less manual work for Operations, and a lower cost per use case. Share results with engineering and executive leadership. Build reusable foundations that let teams across Splash adopt AI quickly and safely, with clear practices for evaluating quality, safety, and cost. Set the bar for reliability, code quality, and operational excellence for the AI systems the team ships, with engineering processes that scale. Drive AI adoption across the company: run enablement, share what works, and help other teams build with AI. Stay ahead of the fast-moving AI landscape and make build, buy, and partner decisions on AI models and vendors. WHAT YOU’LL BRING TO SPLASH: Required 8+ years of industry experience, including time as a senior or staff-level engineer before moving into management. 2+ years of engineering management experience, with a history of building and scaling high-performing teams. Practical experience shipping LLM-powered products to real users, including prompt engineering, retrieval augmented generation, agent orchestration, tool use, and evaluation systems for open-ended tasks. Strong background in backend and distributed systems, and experience building internal tools or developer platforms. Ability to be your own technical PM: find the right problems to solve through customer and stakeholder research, rapid prototyping, and testing. Ability to balance exploring new possibilities with judging what is feasible, which is critical for driving 0 to 1 projects. Clear communicator who can explain technical and AI tradeoffs to engineers and business leaders. Have built something with AI in the last six months and can walk us through how you built it and what you learned. Preferred Comfortable working in privacy and PII-sensitive environments and applying compliance controls. Experience in fintech, lending, payments, or another regulated industry. Experience setting up responsible AI practices or AI governance. OUR TECH STACK: Frontend: React, Next.js, ClojureScript Backend: Clojure, Node.js, Kotlin Data: PostgreSQL Architecture: service oriented, event-driven systems Infrastructure: AWS, Kubernetes ,serverless architecture, CI/CD pipelines COMPENSATION: The base salary range for this role is $200,000 to $240,000 annually, based on market data and internal compensation practices. This role may also be eligible for a bonus component tied to individual and company performance. Final compensation will be determined by factors such as location, experience, and skill level. SPLASHERS ENJOY: Fully remote work freedom Competitive salary packages Flexible PTO + 9 company holidays Equity: Share in our start-up success Comprehensive and affordable insurance benefits Paid parental leave for both caregivers Essential equipment to get the job done 401(k) for your future savings Quarterly meet-ups: In person & virtual fun Awesome Splash swag to flaunt your team spirit Employment at Splash is based on individual merit. Opportunities are open to all, without regard to race, color, religion, sex, creed, age, handicap, national origin, ancestry, military status, veteran status, medical condition, marital status, sexual orientation, affectional preference, or other irrelevant factors. Splash is an equal opportunity employer.