Portfolio Manager
First Horizon
Senior Portfolio ManagerJob Category: Commercial LendingRequisition Number: SENIO014112Posted: June 16, 2025Full-TimeOn-site at Poplar Ave, 4385 Poplar Ave, Memphis, TN 38117, USADescriptionThe Portfolio Manager is responsible for proactively managing portfolios by identifying trends and alerting management to changes in portfolio conditions. Partners with Relationship Managers to manage credit proposals and renewals; independently prioritizes requests, identifies risk and risk ratings, recommends and evaluates credit structure, and prepares proposals. Contributes to the development of profitable long-term credits.Essential Duties and ResponsibilitiesPrimarily responsible for underwriting and servicing of commercial loan portfoliosProactively identifies credit weaknesses/trends and alerts management to deteriorationCollaborates with RM to prioritize new credit requests, renewals, and reviewsProvides risk ratings and recommends appropriate credit structureIdentifies policy exceptionsPrepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisionsParticipates in customer meetings to discuss alternative credit structures and to clarify any questions. Also interacts with clients during due diligence and finalizing credit packageServes as a secondary customer contact to the Relationship ManagerSupervisory ResponsibilitiesNo supervisory responsibilitiesQualifications:Bachelor's degree in business, finance, accounting or equivalent work experience5+ years commercial credit or lending experience required; 10+ preferredStrong analytical abilities, credit underwriting skillsGoal oriented, ability to take initiative using strong problem-solving skillsStrong relationship building and interpersonal skillsExcellent verbal and written communication skillsStrong organizational skillsExcellent computer proficiency (MS Office – Word, Excel, PowerPoint, and Outlook)About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.Benefit HighlightsMedical with wellness incentives, dental, and visionHSA with company matchMaternity and parental leaveTuition reimbursementMentor program401(k) with 6% matchMore -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-BenefitsEqual Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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