Risk Management - Strategic Analytics Senior Associate

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Job Responsibilities Develop and maintain segmentation strategies to determine the optimal price point for a given segment of prospects/customers Establish a robust price testing framework working with product owners to enable quick learnings and drive strategy optimization Work with Credit modeling team to constantly innovate and build better risk/profit maximization models leveraging both internal and external data Effectively monitor the first order impacts and other related knock‑on effects to inform strategy adjustments, including quantitative analysis of customer credit card behaviors, revenue drivers, expense drivers, and present‑value forecasts of various investment alternatives Partner closely with other strategy areas of Risk, Marketing, and Finance to coordinate integration of risk‑appetite framework into credit strategies Support launch of new products and channels by evaluating loss, profitability and anticipated behavior given the product constructs Support ongoing internal and external audits by maintaining strong controls and documentation Provide consistent framework to assess loss and profitability dynamics associated with credit decisions in normal as well as stressed economic scenarios Effectively manage multiple projects simultaneously to ensure timely delivery and manage stakeholders' expectations Required Qualifications, Skills and Capabilities MS degree BS degree and minimum 5 years of Risk Management or other quantitative experience Background in statistics, econometrics, or another quantitative field Advanced understanding of SAS, SAS Enterprise Miner, or other decision‑tree software Ability to query large amounts of data and transform raw data into actionable management information Familiarity with risk analytic techniques Strong analytical and problem‑solving abilities Strong written and oral communication skills Experience delivering recommendations to management 3+ years in quantitative experience (preferred) Benefits We offer a competitive total rewards package, including base salary based on role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, such as comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. Equal Opportunity Statement We are an equal‑opportunity employer and place a high value on diversity and inclusion at JPMorgan Chase. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. About the Team Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country‑specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment. #J-18808-Ljbffr Fairygodboss