Wealth Management Credit Risk - Vice President

Job Description

Introductory marketing language:
Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Job summary:
As a Credit Analyst in Wealth Management Risk, you identify and analyze credit risks to support our global business. You help us ensure quality and adherence to policies, procedures, and regulations. You work with us to spot gaps and inconsistencies across products and regions. You contribute to a collaborative and inclusive team environment.

Job responsibilities:

• Identify risk for Custom Credit Analysis practices within Wealth Management Risk
• Review quality to validate grading, risk analysis, and adherence to policies, procedures, and regulations
• Analyze transactions and identify risks or gaps across products and global regions
• Determine differences and inconsistencies in credit practices
• Support compliance with internal controls
• Collaborate with team members to share information
• Maintain professionalism and confidentiality
• Communicate findings clearly
• Manage time effectively
• Solve problems proactively
• Use credit risk infrastructure tools and applications

Required qualifications, capabilities, and skills:

• Bachelor’s degree
• Previous consumer and commercial lending experience
• At least 6 years’ experience in Auditing, Accounting, Internal Control, or Credit Underwriting with focus on Wholesale Credit Risk
• Experience in loan review, audit, wholesale credit approval, or credit delivery
• Knowledge of financial principles and procedures
• Strong background in the Financial Services Industry
• Working understanding of credit risks and related controls
• Ability to follow complex methods and procedures
• Experience with credit risk infrastructure tools and applications
• Working knowledge of Microsoft Office applications
• Highest level of professionalism and ability to handle confidential information
• Strong time management, problem solving, written and oral communication skills
• Ability to work well individually and in teams, share information, and support colleagues

Preferred qualifications, capabilities, and skills:

• Knowledge and understanding of the private client business

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our  FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.​

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.