Senior Underwriter

Job TitleAssess large risks of a complex nature, develop, and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance products to clients. Generate profit in accordance with company goals.ResponsibilitiesUnderwrite and analyze new and renewal accounts for the most complex assignments.Serve as a subject matter expertise to review insurance policy.Assess the risk to determine the appropriate price, coverage, and terms and conditions. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance.Identify the need, order, and evaluate additional risk assessment information.Underwrite within defined broad limits and authority.Establish underwriting policy and procedures. Provide reports to management.Develop and maintain working relationships with agencies. Communicate effectively through broker negotiations to ensure new business flow and profitable production.Communicate with agents to obtain supplemental underwriting information.Analyze and rate endorsement requests.Recommend authority levels for underwriting staff and amendments/enhancements to applicable program. Includes coverage, policy forms, premium rate plans and underwriting guidelines, loss control guidelines, and distribution.Collaborate with internal departments to execute agreed program strategy and identification of program opportunities.Engage in professional development. Includes relevant industry and organizational education and training.Provide training and coaching to other underwriting team members as needed.Requires travel for client relationship building, key client/carrier facing meetings, and educational development.Knowledge, Skills and Abilities7+ years of underwriting experience.High school diploma or equivalent required.For direct client service/underwriting, Property & Casualty and/or appropriate business licensure is required.Broad and deep knowledge of insurance industry market and appetite.Ability to establish product risk factors. Includes proper risk exposure and compliance with state departments of insurance.Ability to effectively identify insurance product needs in the marketplace.Ability to negotiate with strong mathematical skills.Strong written, verbal, and interpersonal communication skills.Working knowledge of Microsoft Office suite of products.Proficiency in utilizing company systems.Strong organizational and analytical skills with attention to detail and accuracy.Ability to travel 20% of the time.USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.Salary Range $115,000 - $130,000.