Mortgage Loan Processor / Junior Underwriter

Job Description We are seeking an experienced Mortgage Loan Processor / Junior Underwriter to support loans in the critical stages between final approval and closing. This role requires a strong understanding of mortgage guidelines and the ability to analyze, troubleshoot, and resolve loan issues to ensure timely closings. Key Responsibilities Review and analyze loan files between final approval and closing to ensure compliance and completeness. Calculate borrower income and evaluate assets, including large deposits and bank statements. Review and assess appraisal reports for eligibility and accuracy. Work directly with underwriters to identify and resolve loan conditions or issues. Interpret and apply mortgage guidelines across various loan products. Perform complex data and document validation. Troubleshoot third‑party orders (title, appraisal, hazard insurance, flood certification, credit, etc.). Evaluate loan applications for compliance with product and investor guidelines. Handle escalated or complex borrower and partner communications via phone, email, or chat. Complete appraisal eligibility and review tasks. Perform additional duties as needed to support loan processing and closing. Required Skills & Qualifications Minimum 5+ years of mortgage loan processing experience. Strong experience with Conventional, FHA, VA, and Jumbo loans. Income calculation and analysis. Asset review and documentation. Reviewing appraisals. Credit and underwriting basics. Experience working with bank statements and large deposits, loan applications (1003), and non-delegated loans. Ability to analyze complex loan scenarios and resolve issues independently. Strong knowledge of mortgage guidelines and compliance requirements. Excellent problem-solving and communication skills. Core Competencies Attention to detail and accuracy. Analytical thinking and problem-solving. Strong communication and collaboration skills. Ability to manage complex files and meet deadlines. Job Type & Location Contract to Hire position based out of Carrollton, TX. Pay and Benefits The pay range for this position is $25.00-$28.00 per hour. Benefits are subject to eligibility and may include: Medical, dental & vision. Critical Illness, Accident, and Hospital. 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available. Life Insurance (Voluntary Life & AD&D for the employee and dependents). Short and long-term disability. Health Spending Account (HSA). Transportation benefits. Employee Assistance Program. Time Off/Leave (PTO, vacation or sick leave). Workplace Type Fully on-site position in Carrollton, TX. Application Deadline This position is anticipated to close on Jun 4, 2026. Equal Opportunity Employer The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. #J-18808-Ljbffr TEKsystems