Investment Officer

We are looking for a mid-level professional to source, underwrite, recommend, and manage loans at Open Road Impact (ORI). The ideal candidate will have 4-6 years experience managing a loan portfolio or other finance experience and a proven track record in investing in emerging markets. The ideal candidate will be confident, self-motivated, organized, and eager to join our passionate, impact-minded, and values-driven team. Priority will be given to those with a background in fintech and AI investment tools. The Investment Officer will be an integral member of the Investments team, specifically responsible for sourcing, underwriting and managing Open Road’s increased volume of applicant pipeline. This includes, business development, origination, due diligence, and relationship-management. The Investment Officer will be the primary, external facing point of contact for qualified applicants, leading 10 - 12 loans per year, building their own portfolio of bridge loans. The Investment Officer will also support the Portfolio Team in post-investment portfolio management, as needed. To successfully manage these loans, the Investment Officer will have financial structuring experience, a deep knowledge of impact investing, a strong commitment to the values of Open Road; experience working in emerging market lending and a passion for excellent customer service is a plus. Since Open Road is an impact investor, portfolio success is evaluated in terms of social and financial indicators, including assessing social impact and other non-financial criteria. This position will report to the Director of Investments. Position Responsibilities Portfolio Origination – Outreach, Intake and Underwriting Maintain a robust pipeline of potential investments through proactive sourcing of potential borrowers; Regularly speak with potential applicants and referral partners to explain the investment strategy and criteria of Open Road; Serve as primary, external facing point of contact for qualified applicants, managing a portfolio of relationships; Shepherd potential applicants through the applications and due diligence process including: conduct initial conversations, provide feedback on draft applications, perform financial analysis, conduct reference checks, coordinate final interviews, prepare briefings for the Investment Committee, participate in all aspects of vetting, and make investment recommendations; Underwrite a portfolio of bridge and working capital loans, typically between 10 - 12 loans per year; analyze financial statements, write internal investment memos, structure transactions and negotiation of key terms, including term sheets and loan agreements; Conduct research and compile briefings on prospective borrowers and impact investing partners, product development and other topics, as needed. Build relationships with key actors in the impact investing ecosystem and represent Open Road at industry events and conferences. Maintaining an open line of communication with borrower/partners at all times; In conjunction with the Portfolio Team, act as a backup relationship manager once loan has been made, checking in with partners on an as needed basis, assisting with the repayment process for originated loans, including flagging any potential credit issues; Proactively develop knowledge resources and thought leadership, including preparing investment updates, identifying best practices for bridge financing products, and documenting learnings to be shared within Open Road and externally. Qualifications Bachelor’s degree required; master’s degree in relevant field a plus though not required; Four to six years of relevant work experience, preferably in impact investing, finance, philanthropy, and/or consulting; Demonstrated track record of leading and closing investments, including an understanding of investment instruments (private debt, equity, etc). Strong analytical and quantitative skills, including ability to identify and assess risk and analyze and understand complex financing structures. Comfort with financial statements and corporate finance required; Project management-related or analogous experience preferred; Strong interpersonal and communication skills (oral and written); Ability to work on multiple opportunities across products and sectors while working to deadlines and managing time effectively; Strong comfort with and demonstrated ability to learn technology tools including AI tools (Claude enterprise), project management systems (Asana), and communication systems (Slack); Highly proficient with Microsoft Office applications, specifically Excel for financial modeling. Highly proficient with Salesforce or a strong desire to learn; As a member of a small team, a flexible and “hands on” approach is a prerequisite. Open Road has a mission of making the financial system work better for mission-driven organizations. We advance our mission through “social investing” and “impact investing” -- making bridge loans and other short-term financing available to early-stage social enterprises, nonprofits and startup businesses throughout the United States and the world. Open Road "unsticks" critical impact capital for companies experiencing systemic funding delays that threaten to derail their work or time to impact. From mini-grid companies in West Africa to fintech financial inclusion companies in Colombia, Open Road provides bridge loans to companies, funds, and projects focused on addressing climate change or reducing inequality globally. As the only impact investment vehicle designed to eliminate funding delays, Open Road’s loans serve as the catalyst borrowers need to maintain their operations, accelerate the scale of their solutions, and increase their impact. Since its founding in 2012, Open Road has loaned over $90M to 150+ social impact organizations, keeping nearly $900M of impact and follow-on financing on track. For more information, please visit . #J-18808-Ljbffr