Home Loan Senior Processor

Role Description

Organize, and execute processes related to 1st mortgage and equity loans. Effectively manage a pipeline of mixed product types including:

• Conventional
• FHA
• Jumbo products
• Purchase and refinance transactions
• Owner-occupied, 2nd home, and investment loan types including manufactured housing and condominiums

Partner with the internal and external Home Loan Advisors to ensure accurate, efficient and timely loan processing.

Qualifications

• Successful completion of High School curriculum is preferred. Additional work experience may be considered in lieu of a High School diploma.
• Five years or more experience in a financial institution processing Home Loans handling routine to complex processes. Recent experience processing FHA loans is required.
• Strong analytical and research skills.
• Maintain knowledge of real estate industry, Golden 1’s policies/procedures & guidelines, and various investor guidelines, including Fannie Mae and FHA.
• Strong oral and written communication skills.
• Strong interpersonal skills.
• Strong member relation skills.
• Accuracy in calculating income related loan transactions.
• Ability to manage high volume telephone contact.
• Attend training provided through seminars, webinars and weekly coaching as compliance, policies/procedures, or work processes dictate.

Requirements

• Effective oral and written communication skills required to interact with members and vendor company staff on the telephone and to perform other clerical functions.
• Must possess sufficient manual dexterity to skillfully operate standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone.
• Prolonged sitting throughout the workday with occasional mobility required.
• Corrected vision within the normal range.
• Heavy telephone volume. Hearing within normal range.
• A device to enhance hearing will be provided if needed.
• Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
• Ability to adhere to company established standards for mortgage volume and turn time expectation.

Benefits

• Remote work opportunity in CA only.
• Competitive pay range: $30.76 - $36.00 Hourly.

Company Description

This job description provides an overview of the general scope and level of work expected to be performed, but it is not an exhaustive list of all duties or responsibilities associated with the position. The credit union reserves the right to modify, add, or remove duties as needed without advance notice.