Commercial Loan Officer

Job Description

Job Description

Commercial Loan Officer

Work arrangement: Full-time, in person
Compensation: $80,000–$140,000+ depending on experience, plus incentive eligibility

About Our Client

Our client is a family-owned community bank that combines the strength of a large bank with local decision-making and hometown involvement. Dedicated to exceptional service and innovative banking solutions, they help individuals and businesses achieve their financial goals while investing in the communities they call home.

Their culture is grounded in passion for quality service, commitment to teamwork and accountability, leadership in banking and lending, and strong community relationships.

About the Opportunity

Our client is seeking a relationship-driven Commercial Loan Officer to serve business banking and commercial real estate customers. This role will develop new business, grow and maintain an existing commercial loan portfolio, and provide financial solutions tailored to customer needs.

The ideal candidate combines sound credit judgment with strong business development skills and a desire to make a positive impact in the community. This is an in-person position and is not remote.

Key Responsibilities

• Serve as the primary contact for commercial borrowers, building strong relationships throughout the lending process.
• Evaluate borrower creditworthiness and make appropriate lending decisions within the bank's risk tolerance and lending guidelines.
• Assess collateral value and status as needed during the loan application process.
• Grow and manage a commercial loan portfolio while maintaining strong customer relationships.
• Develop and execute business development strategies to increase commercial lending revenue and deposit growth.
• Identify opportunities to recommend additional banking products and services that meet customer needs.
• Build a network of community and business contacts while continuing to serve existing customers.
• Deliver responsive, attentive customer service.
• Maintain knowledge of internal lending policies and applicable banking regulations.
• Perform other duties as assigned.

Qualifications

• Bachelor's degree in accounting, finance, or a related field preferred.
• Two or more years of commercial lending experience desired.
• Strong communication, negotiation, and relationship-building skills.
• Ability to evaluate credit and match banking solutions to customer needs.
• Interest in community involvement and developing local business relationships.

Compensation and Benefits

Our client offers compensation of $80,000–$140,000+ depending on experience , along with eligibility for incentive compensation.

Benefits include:

• Health, dental, and vision insurance.
• Paid vacation, sick time, and holidays.
• 401(k) with a competitive 6% employer match .
• Additional benefits.