Commercial Lines Account Manager (Cape Girardeau)

About Us

Founded in 1971, Arnold Insurance was built on a foundation of integrity, service, and community, inspired by our founder, Chap Arnold. Chap believed in honest advice, prioritizing people, and always doing the right thing—principles that remain central to everything we do today. What began as a small-town agency in Missouri has grown into a trusted name with additional offices in Missouri, Colorado, Arizona, Louisiana, and Florida. While our reach has expanded, our core mission remains unchanged: to provide exceptional insurance solutions with a focus on relationships, not transactions.

We proudly serve clients of all kinds, from individuals and families to businesses in diverse industries. Whether you need personal insurance to protect your home and car or commercial insurance to safeguard your business, we are committed to delivering solutions tailored to your needs. With a strong presence in multiple states and clients nationwide, we combine local expertise with the resources of a national network, offering the best of both worlds.

Commercial Lines Account Manager

Position Summary:

The Commercial Lines Account Manager is responsible for managing the full lifecycle of commercial insurance policies, including quoting, binding, servicing, and participating in the claims rotation. This role plays a critical part in delivering exceptional client service, maintaining operational efficiency, and supporting client retention. Success in this position requires strong attention to detail, in-depth product knowledge, and a proactive, client-focused approach.

Key Responsibilities:

Policy Servicing

• Manage policy changes, endorsements, billing inquiries, and renewal processes.
• Maintain accurate records and documentation in the agency management system.
• Collaborate with producers during renewal cycles to gather updated client information and ensure all policy changes are properly reflected.

Quoting & Binding

• Quote commercial lines risks using carrier rating systems and comparative raters.
• Evaluate coverage options and present tailored recommendations based on client needs.
• Bind policies and ensure all documentation is accurate and processed in a timely manner.

Claims Support

• Participate in the claims rotation by assisting clients with reporting and navigating claims.
• Serve as a liaison between clients and carriers throughout the claims process.
• Monitor claim progress and follow up to ensure timely resolution and continued client communication.

Client Relationship Management

• Deliver responsive, knowledgeable, and high-quality service to build and maintain strong client relationships.
• Act as a trusted advisor for commercial insurance needs and coverage explanations.
• Partner with underwriters and carriers to advocate for client needs when necessary.
• Other duties as assigned.

Qualifications:

• High school diploma or equivalent required; Associate or Bachelor's degree preferred
• Active Missouri Property & Casualty license required
• Comprehensive knowledge of commercial property and casualty insurance coverages and carrier products
• Experience with agency management systems (Applied Epic preferred), and Microsoft Office Suite
• Excellent organizational and time management skills, with the ability to manage multiple priorities
• Strong verbal and written communication skills
• Ability to work independently and collaboratively within a team environment
• High level of attention to detail and commitment to accuracy
• Customer-focused mindset with a proactive, solution-oriented approach
• Ability to successfully pass a criminal background check, as permitted by law

Hours: Monday-Friday, 8:30am-5:00pm

Office Location: 875 North Kingshighway St, Cape Girardeau, MO 63701

Benefits:

• Competitive Compensation
• Health Insurance Plans (PPO, HSA, Copay Options)
• Dental Insurance
• Vision Insurance
• Company Paid Disability Insurance
• Supplemental Insurance including Critical Illness, Accident, Legal, Pet Insurance
• 401(k) with Safe Harbor Match
• Paid Time Off
• Paid Holidays

No Solicitation Notification to Agencies: Please note that Keystone and our Partner Agencies do not accept unsolicited resumes or calls from third-party recruiters or employment agencies. In the absence of a signed Master Service Agreement and approval from HR to submit resumes for a specific requisition, Keystone will not consider or approve payment to any third parties for hires made.