Commercial Loan Officer

Job Description

A well-established, community-focused financial institution is seeking an experienced Commercial / Agricultural Lender to lead the next chapter of its growth in Southern Illinois. This role is ideal for a lender who values autonomy, strong client relationships, and local decision-making. You’ll join a stable, well-capitalized community bank with a healthy loan portfolio, a collaborative culture, and leadership committed to sustainable growth.


Qualifications
• 7-12 years of commercial and/or agricultural lending experience in a community or regional bank
• Proven success managing portfolios of $10MM-$25MM+
• Strong understanding of C&I, CRE, and ag operating or equipment loans
• Skilled in financial analysis, credit underwriting, and client relationship management
• Familiarity with SBA, USDA, and FSA programs preferred
• Bachelor’s degree in business, finance, or related field (or equivalent experience)
• Active involvement in local business and community organizations


Key Skills
• Credit and financial analysis (C&I, CRE, Ag)
• Relationship development and portfolio growth
• Business development and COI networking
• Risk management and loan monitoring
• Effective communication and negotiation skills
• Self-motivated, organized, and entrepreneurial


Compensation & Benefits
• Base Salary: $90,000 - $120,000, commensurate with experience
• Performance Bonus: Annual incentive based on portfolio growth, fee income, and credit quality
• Benefits: Health, dental, and vision insurance; life and disability coverage; 401(k) with employer match; paid time off and holidays; professional development support; employee banking perks; and community engagement opportunities


Ideal Candidate Profile
• Relationship banker with a strong market presence and deep community ties
• Comfortable operating in a smaller, collaborative team with direct leadership access
• Motivated by autonomy, local control, and visible impact
• Values stability, transparency, and long-term client relationships
• Seeks an opportunity to influence growth and be recognized for performance


To Apply:
If this opportunity aligns with your background, please reach out confidentially to:

View email address on click.appcast.io

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.