Senior Specialist, ACH Risk

Job Description The Senior Specialist, ACH Risk, supports the monitoring and analysis of risks associated with the Automated Clearing House (ACH) network. This role focuses on reviewing ACH activity across the bank and its clients, identifying potential fraud, compliance, and operational risks, and ensuring adherence to ACH rules and regulatory requirements. Responsibilities Review ACH transactions and reports to detect and prevent fraudulent, suspicious, or erroneous activity. Conduct ACH risk assessments and audits to evaluate the bank's compliance with ACH rules and regulations. Apply ACH risk management and mitigation strategies, policies, and procedures to minimize exposure and conduct investigations and recovery. Provide ACH risk advisory and training to staff and clients and maintain effective communication with internal and external stakeholders. Investigate and resolve ACH disputes, claims, and exceptions, coordinating with the ACH network, other financial institutions, and law enforcement agencies as needed. Keep abreast of the latest trends, developments, and best practices in the ACH industry, and participate in relevant forums and committees. Requirements Required Skills: Strong knowledge of the ACH rules and regulations, and applicable laws related to ACH transactions. Proficient in ACH systems, tools, and software, within EPN, Federal Reserve Bank, or core system. Excellent analytical, problem‑solving, and decision‑making skills, with attention to detail and accuracy. Effective communication, presentation, and interpersonal skills, with the ability to work independently and collaboratively. Required Experience: High School Diploma or GED, plus a minimum of five years of experience in banking or financial operations. Preferred Experience: Bachelor's degree in finance, accounting, business, or related field. Minimum of five years of experience in ACH risk management, operations, or compliance. Knowledge of NACHA Rules and Guidelines, Regulation E. AAP Certification. Full-time/Part-time Full-time FLSA Non-exempt Location(s) 925 Allwood Rd, Clifton, New Jersey 07012, United States 350 Madison Ave, New York, New York 10017, United States Pay Range $23.75 - $39.62 per hour Equal Opportunity Employer Valley is an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected status or characteristic. If you are a person with a disability and need a reasonable accommodation to search or apply for a career opportunity, please call us at View phone number on click.appcast.io, option 2, for assistance. A response may take up to two business days. #J-18808-Ljbffr RadNet, Inc.