Senior Specialist, ACH Risk

Responsibilities include but are not limited to:

• Review ACH transactions and reports to detect and prevent fraudulent, suspicious, or erroneous activity.
• Conduct ACH risk assessments and audits to evaluate the bank's compliance with the ACH rules and regulations, as well as internal policies and procedures.
• Apply ACH risk management and mitigation strategies, policies, and procedures to minimize the bank's exposure to ACH losses and conduct ACH investigations and recovery.
• Provide ACH risk advisory and training to the bank's staff and clients and maintain effective communication with internal and external stakeholders.
• Investigate and resolve ACH disputes, claims, and exceptions, and coordinate with the ACH network, other financial institutions, and law enforcement agencies as needed.
• Keep abreast of the latest trends, developments, and best practices in the ACH industry, and participate in relevant forums and committees.

• Strong knowledge of the ACH rules and regulations, as well as the applicable laws and regulations related to ACH transactions.
• Proficient in ACH systems, tools, and software, within EPN, Federal Reserve Bank or core system.
• Excellent analytical, problem-solving, and decision-making skills, with attention to detail and accuracy.
• Effective communication, presentation, and interpersonal skills, with the ability to work independently and collaboratively.

• High School Diploma or GED. Minimum of five years of experience of banking or financial operations.

• Bachelor's degree in finance, accounting, business, or related field.
• Minimum of five years of experience in ACH risk management, operations, or compliance.
• Knowledge of NACHA Rules and Guidelines, Regulation E.
• AAP Certification.