Underwriter

Senior Underwriter, Excess Casualty (Central Zone)Chicago, IL I USALarge companies with complex risks turn to AXA XL for Commercial Umbrella and Excess Liability coverages to protect their assets in the event of catastrophic losses beyond the limits of their primary insurance program or self-insured retention (SIR).AXA XL Excess Casualty business unit offers Umbrella and Excess Liability coverage to North American based Insureds. Underwriting teams are based throughout the United States, Canada, and Bermuda. We have a vast appetite for risk with a portfolio that includes clients in manufacturing, hospitality, real estate, retail, services, technology, and many more.As a Senior Underwriter, you will be responsible for delivering a profitable 'Underwriting' service to your clients. You'll be joining an established team of underwriters as part of AXA XL's Central Zone.You will report to the Head of Excess Casualty – Central Zone in Chicago, IL.What You'll Be DoingUnderwrite, manage and service your own book of business managing the KPIs and Guidelines per AXA XL underwriting guidelines and annual goals.Market and solicit new business opportunities from our broker partners to establish and grow your relationships in the retail community. Cross-sell with other business units to maximize AXA XL's successes thru data-mining, targeted accounts and relationships.Analyze submission data including applications, policy wording, inspection reports and loss runs while conducting appropriate research to determine degree of risk for each account.Utilize underwriting tools including exposure, experience and industry ratings to analyze complex casualty exposure. Loss rating experience is a plus.Adhere to underwriting guidelines, underwriting authorities and referral requirements as needed to regional management, product management and chief underwriting officers.Collaborate with internal colleagues in the assessment of current and prospective risks, including actuarial, claims, legal and risk engineering.Contribute to regional planning through the development and execution of your own annual desk-level underwriting plan.Travel within the Central Zone (20%) for client, broker and internal meetings. Territory includes most major midwestern/southern cities and potentially New York for client meetings.What You'll BringWe're looking for someone who has these abilities and skills:Bachelor's Degree or relevant work experience.Moderate to extensive experience in the relevant class of business, possessing functional knowledge and skills reflective of a fully competent practitioner.Robust Industry Knowledge and Commercial/Business Acumen.Analytical, negotiation and sales/marketing skillsExcellent written and oral communication skills. Excellent customer service focus is a must.Interpersonal Savvy - Demonstrated ability to build and maintain effective insured and broker contacts.Ability to develop and understand business processes, strategy, and planningCollaborative team player who provides creative solutions and ideas for resolution.What We OfferInclusionAXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That's why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It's about helping one another — and our business — to move forward and succeed.Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.Robust support for Flexible Working ArrangementsEnhanced family-friendly leave benefitsNamed to the Diversity Best Practices IndexSignatory to the UK Women in Finance CharterTotal RewardsAXA XL's Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.We're committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.SustainabilityAt AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called "Roots of resilience", focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.Our Pillars:Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We're committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We're training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL's "Hearts in Action" programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.For more information, please see Sustainability at AXA XL.Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future.The U.S. base salary range for this position is USD (119,500 – 199,100).Actual pay will be determined based upon the individual's skills, experience and location. We strive for market alignment and internal equity with our colleagues' pay.At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL's benefits offerings, please visit US Benefits at a Glance 2026.Who We AreAXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don't just provide re/insurance, we reinvent it.How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business ? property, casualty, professional, financial lines and specialty.With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.Learn more at axaxl.com