Credit Analyst II/Credit Underwriter I - Global Infrastructure Credit

Credit Analyst II/Credit Underwriter I - Global Infrastructure Credit

New York, New York;Charlotte, North Carolina

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Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

This job is responsible for performing risk assessment and repayment capacity analysis (i.e., financial, borrower, industry, etc.) and preparing transaction justification for complex transactions with limited supervision. Key responsibilities include documenting credit analysis, independently assessing historic and projected borrower financial information, evaluating adherence to policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance.

Embedded across the bank’s eight lines of business, the Global Infrastructure Credit team supports the bank’s commitment to sustainable, renewable, and green finance. The team plays a key role in advancing transactions that align with the bank’s strategy to support the transition to a low‑carbon economy while maintaining strong credit discipline and risk management.

The Global Infrastructure Credit team provides credit support for Corporate Lending, Tax Equity, and Project Finance transactions, partnering with origination, relationship management, and risk teams throughout deal origination and underwriting. This role offers exposure to a broad range of renewable energy and infrastructure transactions and the opportunity to contribute to the growth of a specialized credit platform within a regulated financial institution.

Responsibilities:

• Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility

• Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions

• Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities

• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process

• Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements

• Perform financial, industry, counterparty, and transaction analyses, including qualitative and quantitative due diligence to support underwriting decisions

• Conduct research and prepare comprehensive credit approval packages, including written transaction justification and supporting documentation

• Participate in the underwriting and documentation of project finance and other credit facilities, ensuring alignment with client needs and the bank’s risk/return objectives

• Review the credit profile of key transaction counterparties (e.g., borrowers, sponsors, servicers, and off‑takers) and assess structural and stress considerations

• Provide analytical support and input on select projects or initiatives to enhance credit processes, reporting, or portfolio risk management

Required Qualifications:

• 2 + years of experience in corporate or commercial credit related activities.

• Strong financial modeling skills

Desired Qualifications:

• BA degree in Finance or related major

• Master’s Degree

• Formal credit training program at financial institution

• Experience in project finance/tax equity/structured credit with a focus in energy, power, or infrastructure

Skills:

• Attention to Detail

• Financial Analysis

• Underwriting

• Written Communications

• Analytical Thinking

• Credit Documentation Requirements

• Credit and Risk Assessment

• Financial Forecasting and Modeling

• Recording/Organizing Information

• Business Acumen

• Collaboration

• Collateral Management

• Loan Structuring

• Prioritization

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Shift:

1st shift (United States of America)

Hours Per Week:

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

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Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work.

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