Accounting Manager

Job Description

Job Description

We are looking for an experienced Accounting Manager to support a financial services organization in San Diego, California during a high-volume period of accounting and reporting activity. This Long-term Contract position will focus on lending-related accounting, close management, reconciliations, and financial reporting, while helping deliver accurate and timely insight to business leaders. The ideal candidate brings strong technical accounting knowledge, sound analytical judgment, and prior experience within banking, lending, mortgage, or a broader financial services environment.

Responsibilities:
• Oversee accounting treatment for loan portfolio activity, including new funding, payoffs, charge-offs, recoveries, accrued interest, and related journal entry preparation and review.
• Manage accounting for deferred loan fees and direct costs by tracking balances, validating amortization, and ensuring accurate ongoing reporting.
• Contribute to monthly and quarterly close cycles by preparing reconciliations, reviewing supporting schedules, and helping meet reporting deadlines.
• Compare general ledger balances to loan servicing data, investigate discrepancies, and resolve reconciling items in a timely manner.
• Evaluate changes in account activity through variance analysis and trend reviews covering interest income, reserves, portfolio movement, and other lending metrics.
• Assist with credit loss and reserve reporting by preparing analyses, reconciliations, and documentation that support management review.
• Examine asset quality indicators such as delinquencies, nonperforming loans, recoveries, and charge-offs to provide meaningful portfolio insights.
• Respond to internal and external audit requests by gathering support, explaining accounting positions, and maintaining organized documentation.
• Recommend and implement improvements to close, reconciliation, and reporting workflows, including work involving Oracle ERP and Jack Henry where applicable.
• Support special projects and ad hoc financial analysis requests in partnership with accounting and finance leadership.• Bachelor’s degree in Accounting or Finance.
• At least 7 years of progressive accounting experience, including leadership-level responsibility.
• Prior experience in banking, lending, mortgage, or financial services is strongly preferred.
• Demonstrated background in loan accounting, month-end close, quarter-end close, and general ledger reconciliation.
• Strong knowledge of financial reporting, journal entries, variance analysis, and account-level analytics.
• Experience supporting credit loss reserve analysis, asset quality reporting, and lending-related financial reviews.
• Advanced Microsoft Excel skills are required for analysis, reporting, and reconciliation work.
• Familiarity with Oracle ERP and/or Jack Henry is preferred but not mandatory.