CREDIT MANAGER

Job Description

Job Description

Benefits:

• Holiday Pay
• 401(k)
• 401(k) matching
• Competitive salary
• Dental insurance
• Paid time off
• Vision insurance

We are currently hiring for an experienced CREDIT MANAGER to oversee the companys credit and collections operations. This role is responsible for managing the companys credit policies, customer credit approvals, collections, and risk exposure while supporting customer relationships and sales growth with responsible credit policies. This is a direct hire position with full benefits, $90K-$120K depending on experience.

Responsibilities

Credit Management (Key Task)

• Evaluate customers creditworthiness (financial statements & credit reports, References by others)
• Set and manage credit limit and payment terms
• Approve or decline credit application

Accounts Receivable & Collections

• Manage accounts receivable aging and collections.
• Ensure follow up with customers on overdue invoices.
• Work with sales teams to resolve credit and payment issues.
• Negotiate payment plans and manage delinquent accounts.
• Coordinate with sales staff on high-risk or large credit accounts.

Reporting & Financial Oversight

• Prepare credit risk reports for management
• Track daily sales outstanding and other KPIs
• Produce weekly/monthly AR aging and credit exposure reports.
• Analyze payment trends and identify risk accounts.
• Assist management with cash flow forecasting related to receivables.

Team Management

• Supervise AR staff
• Improve collection procedures and credit policies.
• Implement best practices for credit risk management.
• Establish and monitor credit limits and payment terms.
• Evaluate financial statements, credit reports, and trade references.
• Maintain credit files and ensure compliance with company policies.

Cross Department Coordination

• Work closely with sales, finance, and accounting teams
• Support sales by balancing growth and risk

Qualifications

• Ideally 3-5+ years experience in credit, accounts receivable, or credit management.
• Experience in electrical and plumbing supply distribution a plus.
• Experience managing credit accounts
• Bi-lingual in Spanish is mandated

Salary range is $90,000.00 - $120,000.00 commensurate with experience with full company benefits