Business Analyst

Business Analyst Business Analyst Must Have Technical/Functional Skills •Digital Assets | Stablecoins | Tokenization | Payments | Clearing & Settlement | Blockchain/DLT | Wallets | Custody | ISO 20022 | SWIFT | Requirements Analysis | Process Mapping | Agile | User Stories | Banking •Business Analysis/Product Analysis experience within banking, payments, fintech or financial services. •Experience or strong working knowledge of digital assets, blockchain/DLT, stablecoins or tokenized deposits. •Understanding of end-to-end payment and settlement processes. •Strong requirements elicitation and documentation skills. •Experience working between business and technology teams. •Ability to translate complex financial and technical concepts into clear business requirements. Preferred / Added Advantage Experience in one or more of the following would be highly desirable: •Payment processing and payment rails •Clearing and settlement •Real-time payments •Domestic or cross-border payments •ISO 20022 •SWIFT •ACH / wire payments •Treasury or liquidity management •Reconciliation •Tokenized deposits •Stablecoin lifecycle •Wallets and custody •Blockchain/DLT platforms •Smart-contract-based transaction flows •Digital asset custody platforms such as Taurus •Integration between traditional banking platforms and digital-asset infrastructure Roles & Responsibilities •Work with business and technology stakeholders to identify and define use cases involving stablecoins, tokenized deposits, digital assets and blockchain/DLT. •Gather, analyze and document business, functional and non-functional requirements. •Translate business requirements into user stories, process flows, acceptance criteria and solution requirements. •Analyze payment and settlement lifecycle, including transaction initiation, authorization, clearing, settlement, reconciliation and exception management. •Support use-case definition for areas such as: oStablecoin-based payments oTokenized deposits oOn-chain/off-chain money movement oDomestic an d cross-border payments oTreasury and liquidity use cases oSettlement and reconciliation oWallet-based transaction flows •Work closely with architects and developers on integration requirements between digital-asset platforms and existing banking/payment systems. •Facilitate workshops with business, product, technology, risk and compliance stakeholders. •Support definition of operational controls, reconciliation processes, exception handling and reporting requirements. •Understand regulatory, AML/KYC, privacy, security and audit considerations relevant to digital-asset solutions. •Assist with POCs, business cases, solution assessments and production-readiness activities. •Track requirements and ensure traceability through development, testing and implementation. Salary Range- $120,000-$135,000 a year Tata Consultancy Services