Credit Analyst

Position Summary The Credit Analyst will be working out of our Imperial, PA Distribution Center and will perform the credit evaluation and analysis of all prospective new business and existing accounts within assigned AR portfolio, document potential exposure to risk, and communicate directly with customers and to sales. They will maximize sales through a flexible and innovative approach of credit risk / order review and releases. They will minimize the investment in receivables by ensuring that accounts are collected as close to term, and protect the company against unwarranted bad debt losses. What You Will Do Responsible for adherence to GFS Credit & Collection policies, practices and procedures across assigned region(s). Reviews credit reports, payment history, financial information and industry trends to support exposure in order to effectively minimize risk and maximize sales. Review & research customer account application for completeness & accuracy, analyze past and current financial statements of companies, along with bank references. Commercial business reports ie. D&B, Experian or Equifax and information via Internet or other credit sources. Provide transactional approval with respective credit authority and or recommendation for transactions above credit authority. Provide appropriate written Financial reviews per authority guidelines. Monitor customer order activities, accounts receivable and payment history on a daily basis to identify risk and ensure adherence to credit terms. Escalate key issues to Credit Manager, Sales and Leadership of potential credit risks in portfolio to determine next plan of action. Meets periodically with customers to review financials and to ensure recoverability of outstanding exposure. Establishing and maintaining good working relationships with customers and sales. Maintains confidentiality and uses utmost discretion with matters including but not limited to personal and or financial information in the duties of the position. Performs other duties and special projects as assigned. When You Will Work Monday through Friday, 8:00am - 5:00pm. Hybrid Work Schedule: 4 days in office, 1 day from home. What You Will Bring To The Table Three to five years of related professional experience with exposure to customer credit evaluations and analysis or an equivalent combination of education and experience. Bachelor's Degree in Finance, Accounting, Business or related. Strong written and verbal communication skills. Must be able to read, interpret and comprehend financial statements and business/personal credit reports. Ability to prioritize tasks in high energy environment. Understanding of credit risk management fundamentals. Ability to solve problems under pressure and provide creative solutions when necessary. Experience with negotiations and using sound judgement. Must be creative in order to maximize Sales and minimize risk. Goal oriented, motivated self starter, with excellent organizational skills and the ability to handle multiple tasks. Be able to work within tight time demands, work independently or in a team environment. Proficiency with MS Office - Word, Excel and skill set to perform research on Internet. Equal Employment Opportunity Equal Employment Opportunity is a matter of policy at Gordon Food Service, Inc. and we are committed to a work environment in which all individuals are treated with respect and dignity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, status as a protected veteran, or status as a qualified individual with disability. If you require reasonable accommodation for any part of the application or hiring process due to a disability, please submit your request to View email address on click.appcast.io and use the words “Accommodation Request” in your subject line. Workplace Policies All Gordon Food Service locations are tobacco‑free. Gordon Food Service is a drug‑free workplace and conducts pre‑employment drug tests. #J-18808-Ljbffr Gordon Food Service