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Chief Lending Officer

FIDELITY FED SAVINGS & LOAN ASSN

Job Description

Job Description

The Chief Lending Officer is a strategic leader who balances driving profitable lending growth with managing credit risk, ensuring compliance, and delivering high-quality customer service.

Key Responsibilities:

  • Lending Strategy & Policy : Develop, implement, and review lending strategies, policies, and procedures to support profitability and compliance
  • Loan Portfolio Management : Oversee & manage the growth, quality, and performance of the loan portfolio, including commercial, residential, consumer, and other loan types
  • Loan Approval & Administration : Direct the loan approval process, review loan documentation, and manage delinquent loans
  • Interest Rates & Pricing : Coordinate with the CEO & CFO to set competitive yet profitable interest rates and fees
  • Technology & Process Improvement : Implement technological solutions and operational efficiencies to streamline lending processes and reporting
  • Team Leadership : Lead, mentor, and develop a lending team, providing training and career development opportunities
  • Regulatory Compliance : Represent the lending department in audits and examinations, ensuring adherence to all applicable laws and regulations
  • Client Relations : Maintain strong relationships with key clients, negotiating terms and conditions to enhance satisfaction and retention
  • Reporting : Provide regular performance reports to senior management and the board on lending activities, risk exposure, and portfolio quality

Skills & Qualifications:

  • Experience : Typically 10+ years in the financial industry, with a strong background in lending, credit analysis, and risk management
  • Analytical Skills : Ability to analyze complex financial data and market trends to inform lending decisions
  • Leadership : Strong leadership and interpersonal skills to manage teams and collaborate across departments
  • Regulatory Knowledge : Deep understanding of lending regulations and compliance requirements

Minimum Requirements:

  • Minimum 7 years banking experience in lending, loan processing or loan operations
  • Knowledge of federal and state banking laws and regulations relating to consumer lending
  • Bachelor’s degree in business, and/or commensurate work experience

 

Company Description

Fidelity Federal Savings and Loan is a community mutual savings and loan association dedicated to the philosophy of providing its customers with high quality financial products and services at reasonable prices.

Company Description

Fidelity Federal Savings and Loan is a community mutual savings and loan association dedicated to the philosophy of providing its customers with high quality financial products and services at reasonable prices.

Vacancy posted 1 day ago
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