Head of FP&A

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world‑class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world‑class talent onboard to help shape the next chapter of our growth journey.

Position Summary

We are looking for an experienced finance professional to lead EarnIn’s Financial Planning & Analysis function. This individual will partner closely with the CFO, executive team and other leaders to set strategy, allocate resources, optimize performance, and bring a financial lens to decision‑making. The role will report to the Chief Financial Officer, and work alongside the Controller and Treasurer and their teams to deliver on the organization’s finance needs.

The Mountain View base salary range for this full‑time position is $285,000 to $350,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in‑office work 2 days a week.

What You’ll Do

• Partner with leadership to define, operationalize and execute financial and KPI goals aligned with business strategies
• Partner cross‑functionally to build products that deliver tremendous value to EarnIn’s users and great outcomes for EarnIn’s business
• Lead the annual financial planning and multi‑year strategic planning processes. Be a thought partner to all business leaders and help resolve competing business priorities.
• Lead the monthly forecast and variance process and operational reviews; partner with leadership to deliver on objectives and optimize business performance
• Communicate business objectives and performance to key stakeholders including employees, investors, and the Board of Directors
• Provide financial analysis to support decision making and optimize ROI
• Design, automate, and optimize flexible FP&A processes and systems to meet the needs of a dynamic and fast‑growing business environment
• Lead, scale, and develop the current 6‑person team of high‑performing finance professionals
• Lead the AI transformation of the function

What We’re Looking For

• Experience in an FP&A leadership role at a high‑growth tech company
• Detail‑oriented and master of your craft, yet able to communicate results in a simple and succinct manner as needed
• Track record of building, developing, and leading high performing teams
• Strong business partnership experience; ability to influence and be a thought partner in all aspects of the business
• Experience supporting business expansion and M&A
• Experience building and optimizing cross‑functional FP&A processes and implementing financial planning systems
• Consumer internet experience preferred; FinTech experience a plus
• Demonstrated ability to leverage AI to enable process improvements in the function
• Public company experience preferred, including management of public company forecasting and guidance processes and experience with SEC reporting

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E‑Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third‑party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.