Ag/Business Banker

Ag/Business Banker

Moorhead - Moorhead, MN 56560

Overview

Salary Range $80,000.00 - $125,000.00 Salary Category Banking

Description

Start a challenging and rewarding career with American Federal, a financially strong, employee-owned community bank offering top-tier benefits, paid time off, an exciting work environment, and more!

POSITION OVERVIEW

• Establishes and builds relationships with Ag and Business customers, providing advice and financial expertise in support of the American Federal Sales Process.
• Seek out ways to help customers find solutions to achieve their goals while ensuring loan quality, deposit growth, investment sales growth, and sales of a full array of insurance products.
• Plans and implements an aggressive business calling program to develop new customers while continuing to penetrate existing customers with additional products and services that will assist them in achieving their financial goals.
• Responsible for underwriting Agricultural and Business Loans, and administering them according to established bank policies and procedures.
• Extends credit within established lending authorities and makes recommendations for approval on other loans as if the banker did have the authority to approve them.
• Sells all credit, deposit and convenience products and services and refers customers and prospects to licensed representatives to fulfill investment or life insurance needs.
• Continually uses the American Federal Sales Process.
• Follows established bank policies and procedures and complies with applicable federal and state governmental regulatory laws and regulations.
• Affirmatively seeks to the continuously increase own knowledge of financial services, operational systems/processes, industry trends.

QUALIFICATIONS

• Undergraduate degree or its equivalent in business, finance, economics, agriculture, or a related field.

• Relevant job-related experience in lending and collections of consumer, agricultural, business, and mortgage credits.

• Sales experience in Financial Services with a proven performance record.

• Highly motivated and able to perform without direct supervision.

• Excellent customer relations, interpersonal, communication, organizational, delegation, and team player skills.

• Ability and desire to obtain knowledge of the full array of financial services, operational systems/processes, industry trends, etc. necessary to deliver American Federal Sales Process.

• MS Excel and Word proficiency.

Come work for an industry-leading financial services provider that invests in its employees and discover the employee-owned difference.