Business Banker - Full Time

Full-time
The Business & Ag Banker is responsible for building customer relationships and advocacy through proactive business development, management, and analysis of a loan and deposit portfolio. This role focuses on generating new loan and deposit volume, including the solicitation and profiling of prospective clients and maintaining accurate sales/pipeline data. The Business & Ag Banker has a basic knowledge of credit underwriting and collaborates with the credit team to present and analyze client data.
Build and develop a network of internal and external resources to build Choice Bank relationships.
Act as the primary point of contact for clients seeking credit and lending services.
Provide personalized financial advice and solutions based on clients' creditworthiness and financial goals.
Explain the terms, conditions, and risks associated with various credit products to clients to help them make informed decisions.
Work with clients to structure loan terms, interest rates, and repayment schedules that align with their financial capacity and objectives.
Actively cross-sell other financial products and services offered by the bank to enhance customer relationships and loyalty.
Bachelor's degree in finance, accounting, or a related field, or relevant experience.
Baseline knowledge of credit underwriting.
Familiarity with banking regulations and compliance requirements.
Choice is #PeopleFirst, banking second.
People don't need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities.
Know when to ask for help and know when to offer help.
• Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values.
We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. This job description is intended to describe the general content of, and requirements for, the performance of this job. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.

All employment at Choice Bank is "at will" employment. This position description does not create an employment contract, implied or otherwise.