Builder Loan Consultant

Builder Loan ConsultantPosition at Ridgeland MortgagePosition Summary: The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder.Responsibilities:Engage in managing the loan pipeline with all team members to meet company efficiency standardsMeet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and propertyCollect all required documentation from borrowers and converts to paperless documentsPrepare and submit loan submission sheet to set upRead and understand rate sheets, product codes, loan level price adjustments to calculate rates and feesNegotiate and confirm rates, fees, and lock terms with customerLock loans in the system with agreed upon terms and manage locked pipeline through the fundingCommunicate regularly with borrowers to meet desired expectationsCommunicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closingMaintain minimum productivity goalsRequirements:NMLS loan originator license required1-3 years of Loan Origination experience requiredExperience originating purchase loans requiredBuilder experience strongly preferredHigh school diploma or general education degree (GED) requiredWhy work for Ridgeland Mortgage:Aggressive compensation package based on experience and skillset.Inclusive, diverse and collaborative culture where people from all backgrounds can thriveWork with other passionate, purposeful and customer-centric peopleExtensive internal growth and professional development opportunities including tuition reimbursementComprehensive benefits package including Medical/Dental/VisionWellness program to support both mental and physical healthGenerous paid time off for both exempt and non-exempt positionsAbout Ridgeland Mortgage:Ridgeland Mortgage (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, Ridgeland Mortgage has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, Ridgeland Mortgage enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, Ridgeland Mortgage is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.