Outside Sales Representative

Most merchant services jobs make you choose: take the 1099 and the upside, or take the W2 and the safety net. We don't make you choose. This is a W2 role with full medical, dental, vision, and a 401(k) and it is commission-only, with no base salary. That combination is rare in this industry, and it's deliberate. You get the benefits of an employee and the earning ceiling of an owner. Because the real prize isn't the commission. It's the book. Every merchant you sign adds to a residual portfolio that vests into an asset you own: yours to keep, leverage, or sell. Not company stock you forfeit the day you leave. Not a book a big processor can claw back. Once vested, it's yours.

WHY THIS BOOK IS EASIER TO BUILD

W2 employment with full benefits: medical, dental, vision, and a 401(k). Most of this industry is 1099. We're not. A portfolio you own: residuals vest into a book that's yours to keep, leverage, or sell. Uncapped commissions, paid weekly. No territories. Sell anywhere in the U.S. Fast Start Bonus Program.

WHAT YOU'LL EARN - AND WHAT WE WON'T PROMISE

This is a commission-only role. There is no base salary. Reps in the top 25% of activity targets typically earn $85,000–$115,000 in year one. Top 5% performers exceed $150,000. Earnings depend on your activity, your merchants' processing volume, and account retention. Some reps earn less. We'd rather tell you that now than have you find out in month three. Residual income continues for as long as your accounts stay on. That's the part that compounds.

WHAT WE GIVE YOU TO WIN

Company CRM (IRIS), sales training, scripts, talk tracks, and proven systems. A referral-partner playbook to build your own network including POS dealers, local associations, business referrals. Structured onboarding and ongoing coaching.

WHAT YOU'LL DO

Prospect and acquire new merchant clients (B2B) in your local market. Show business owners how dual pricing can eliminate their processing fees. Run product demos, close new accounts, and onboard merchants. Build and manage your own portfolio of ongoing accounts. Develop referral relationships with POS dealers, local partners, and business networks.

WHAT WE'RE LOOKING FOR

Self-motivated and comfortable self-sourcing. To be direct: no leads are provided. You build the pipeline. If that sentence worries you, this is not the right role and we'd rather you know now. Confident talking to business owners face to face. Outside sales, B2B, merchant services, or payroll experience preferred but not required. Valid driver's license and reliable transportation.

THE HONEST VERSION

No base salary. Your first 60 to 90 days are a build. No leads. You are the pipeline. It's a field role. You'll be in front of merchants, not behind a desk. But you're a W2 employee with benefits while you do it, and what you build, you keep. Paynada is an equal opportunity employer committed to an inclusive hiring process. Dual pricing program availability varies by state and card brand rules. #J-18808-Ljbffr Paynada