Treasury Management Operations Specialist

Treasury Management Operations Specialist

The Treasury Management Operations Specialist plays a critical role in ongoing risk management, quality control, monitoring, and annual review of Treasury Management clients utilizing ACH, Wire Transfer, Remote Deposit Capture (RDC), and other electronic banking services. This position serves as a critical link between Treasury Management Sales, Client Services, Compliance, Operations, and customers to ensure services are appropriately structured, risk is effectively managed, and clients receive exceptional support.

The compensation pay range for this position is $63,540.00 - $74,025.00 annually. All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

Essential Functions:

• Annual Treasury Management Product Risk Reviews
• Evaluate existing customer setups to ensure:
• Review and validate ACH exposure limits, wire limits, RDC limits, and other product-level controls.
• Recommend appropriate limit increases, decrease, or service modifications based on customer activity and risk profile.
• Document review findings, recommendations, and risk assessments in accordance with bank policies and regulatory requirements.
• Track upcoming annual reviews and ensure completion within established deadlines.
• Communicate directly with customers to obtain required financial, organizational, or regulatory documentation for annual reviews.
• Explain Treasury Management risk requirements and the rationale for service or limit adjustments.
• Necessary changes to products or services are implemented correctly and timely.
• Conduct Quality Control Reviews
• Analyze customer data to ensure accuracy, consistency, and compliance with internal policies and regulatory standards.
• Validate implementation setups and documentation for completeness and correctness.
• Daily Report Monitoring
• Review daily reports to identify anomalies, suspicious activity, or operational inconsistencies.
• Escalate potential risks or issues to appropriate stakeholders for timely resolution.
• Track and document findings to support ongoing risk mitigation and audit readiness.
• Portfolio Implementation Oversight
• Review new treasury management setups to confirm:
• Services and limits are appropriate for customer activity and deposit relationships.
• Risk exposure is minimized through proper configuration and controls.
• Relationship pricing is accurate and justified.
• Operational Support and Maintenance
• Perform routine account maintenance and prepare supporting documentation.
• Collaborate with Treasury Management Sales and Client Service teams to ensure seamless service delivery.
• Compliance and Regulatory Adherence
• Ensure all job functions are performed in accordance with applicable laws and regulations, including but not limited to:
• Bank Secrecy Act (BSA)
• Anti-Money Laundering (AML)
• Office of Foreign Assets Control (OFAC)
• Gramm-Leach-Bliley Act (GLBA)
• Sarbanes-Oxley (SOX)
• Represent the bank in civic and community reinvestment activities to enhance its image and support business development.
• Additional responsibilities may be assigned as needed to support departmental and organizational goals

Qualifications:

• High school diploma or equivalent
• Minimum of 2 years' experience in banking with 1 year of Treasury Management.
• Experience analyzing data in fields such as quality control, account transactions, ACH Nacha, audit and loan review is a plus
• Prior banking or other financial institution experience is preferred
• Fraud or Data Analytics experience or education is a plus
• Experience in financial statements / cash flow / credit analysis is a plus

Knowledge, Skills, and Abilities:

• Understanding of all treasury products and services.
• Strong verbal and written communications skills.
• Must be able to make sound decisions.
• Proficient with Microsoft applications such as Word, Excel, PowerPoint, Outlook, etc. and ability to learn new systems/applications.
• Competency in or ability to learn core banking systems.
• Ability to gather, compile, interpret, analyze, summarize, and evaluate information and data to formulate conclusions and recommended actions.
• Ability to work independently and within a team.
• Ability to maintain a high level of confidentiality and integrity.
• Ability to communicate with auditors, regulators, customers, and personnel at all levels.
• Ability to prioritize, meet deadlines, and handle multiple tasks simultaneously in a fast-paced, diverse, and growth-oriented environment.

Consequences of Errors: Errors may have a significant adverse effect on the organization and relations with customers. Additionally, errors may cause adverse regulatory consequences and/or significant financial loss to the organization.

Contact with Others: Daily contact with customers, employees, other officers and executive management. Must display courtesy, tact and discretion at all times. Maintains a positive demeanor and professionalism, keeping the organization's image in mind at all times.

Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. The employee may also be required to: Stoop (Bending body downward and forward by bending spine at the waist. This factor is important if it occurs to a considerable degree and requires full motion of the lower extremities and back muscles.) Kneel (Bending legs at knee to come to a rest on knee or knees.)

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Medium work. Exerting up to 50 pounds of force occasionally, and/or up to 25 pounds of force frequently, and/or up to 10 pounds of force constantly to move objects.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

Working Conditions: Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.

Mental Conditions: Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

Supervisory Responsibility: None

Collegiate Peaks Bank is an Equal Opportunity Employer

NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with the job.

What We Offer

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and