Mortgage Loan Officer

Job Description

Job Description

This position is based in the San Antonio area with the potential to be remote!

Base pay + commission

To assist members with their mortgage lending needs, analyze loan requests and make credit decisions based on mortgage lending policy, as well as consistently exercises discretion and judgment.

This role is 50% outside sales, the Mortgage Loan Officer (MLO) continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer’s network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer’s regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations.

The MLO responds to member inquiries and referrals that are generated from both their own contacts and from other Alliance business channels. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine member financing objectives, advise members of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.