Loan Officer

Loan Officer Rolling Hills Bank & Trust, Atlantic, Iowa, United States – Accounting/Finance About this position We are growing and seeking a dedicated and knowledgeable Agricultural/Commercial Loan Officer to join our team. This on‑site role offers an exciting opportunity to support farmers, agribusinesses, and rural communities. If you have a passion for agriculture and finance, and enjoy building strong client relationships, we invite you to apply and grow with us. Key Responsibilities Evaluate and authorize agricultural and commercial loan applications, ensuring compliance with bank policies and regulatory requirements. Analyze financial statements, credit reports, and collateral to assess borrower creditworthiness. Maintain positive relationships with current customers and foster new business through networking and community involvement. Provide expert guidance on loan products, repayment options, and financial planning. Monitor ongoing loan performance and conduct regular reviews to mitigate risk. Collaborate with internal teams to ensure smooth loan processing and documentation. Stay informed about industry trends, market conditions, and regulatory changes affecting agricultural/commercial lending. Skills and Qualifications Bachelor’s degree in Finance, Agriculture, Business Administration, or related field, or equivalent experience. 3–5 years of experience in agricultural and commercial lending. Strong understanding of agricultural industry practices, credit analysis, and loan structuring. Excellent interpersonal and communication skills. Ability to assess financial data and make sound lending decisions. Knowledge of relevant regulations and compliance standards. Detail‑oriented with strong organizational skills. #J-18808-Ljbffr Rolling Hills Bank & Trust