Credit Analyst

Responsibilities

Kforce has a client in Columbus, OH that is seeking a Credit Analyst.Summary:The Loan Documentation Quality Control Analyst is responsible for conducting comprehensive quality control reviews of loan documentation to ensure accuracy, completeness, regulatory compliance, and alignment with approved credit terms prior to client execution. This role requires strong knowledge of lending documentation, statutory and regulatory requirements, financial analysis, data integrity, and credit processes. The position works closely with Credit Risk and other stakeholders to identify deficiencies, perform root cause analysis, and recommend process improvements.Key Responsibilities:

• Conduct comprehensive quality control reviews of loan documents prior to client execution to ensure accuracy, completeness, and compliance with established standards
• Review loan information and ensure appropriate and accurate financial information is obtained from applicants
• Maintain detailed knowledge of applicable statutory, regulatory, and internal requirements governing lending and loan documentation
• Review and interpret credit requests to determine appropriate documentation requirements
• Review and understand credit agreement terms following financial analysis and credit approval, including Credit Approval Memorandums, in partnership with Credit Risk
• Validate that loan documentation accurately reflects approved credit terms, conditions, and supporting financial information
• Utilize advanced computer and analytical skills to assess data integrity, accuracy, completeness, and reliability, challenging assumptions and identifying inconsistencies when necessary
• Identify, document, and communicate quality control deficiencies and work with relevant stakeholders to ensure timely corrections and updates
• Perform root cause analysis on identified deficiencies and develop recommendations to prevent recurring issues

Skills

• Demonstrated expertise in quality control processes, with a strong focus on Credit standards, evidenced by practical application and results-driven performance
• Solid understanding of legal documentation and/or loan closing activities within the credit lifecycle
• High level of proficiency in organizing, priority-setting, and clear results delivery
• Relationship management and interpersonal skill, especially with business partners
• Excellent verbal and written communication skills
• Strong critical thinking, analytical skills, and creative problem solving
• Advanced proficiency in using computer systems and related technology for data analysis and problem-solving
• Demonstrated ability to identify and analyze root causes of quality issues, with a track record of proposing and implementing effective solutions
• Ability to articulate findings, provide guidance, and foster a collaborative environment that promotes continuous learning.

Preferred qualifications, capabilities, and skills

• Legal experience

The pay range is the lowest to highest compensation we reasonably in good faith believe we would pay at posting for this role. We may ultimately pay more or less than this range. Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, performance, union contract and business needs. This range may be modified in the future.


We offer comprehensive benefits including medical/dental/vision insurance, HSA, FSA, 401(k), and life, disability & ADD insurance to eligible employees. Salaried personnel receive paid time off. Hourly employees are not eligible for paid time off unless required by law. Hourly employees on a Service Contract Act project are eligible for paid sick leave.


Note: Pay is not considered compensation until it is earned, vested and determinable. The amount and availability of any compensation remains in Kforce's sole discretion unless and until paid and may be modified in its discretion consistent with the law.


This job is not eligible for bonuses, incentives or commissions.


Kforce is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status.


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Kforce is a professional staffing services firm offering Technology and Finance & Accounting jobs with top employers nationwide. We specialize in providing contract, contract-to-hire and direct placement opportunities, with over 50 years of experience in the staffing industry. Kforce offers many consultants comprehensive benefits depending on employment status, including medical, dental, 401(K), life insurance and disability. Our vision is to be "the firm most respected by those we serve."