Sr Manager, Chief Risk Officer

Overview

Overview Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us.

Job Summary

This role is responsible for two critical areas of the business: Risk, including the analytics component, and Dealer Lending/Wholesale. TCPR’s Chief Risk Officer (CRO) merges the business plan and strategy with the organization’s consolidated risks. The person in this role has strong experience in credit and operational risk management, deep expertise in statistical models and model ownership best practices, demonstrated ability to lead teams of risk and analytics professionals, and excellent relationship management skills to ensure effectiveness in working with leaders in Sales/Credit, Service Operations, Legal/Compliance, Data Science, Pricing/Finance, and Accounting. This role ensures compliance with Risk requirements from TFSC (Global), Americas-Oceania Region (AOR), and local. The incumbent is the owner of all analytical and modeling tools for decisioning in areas such as origination, competitive pricing, collections, forecasting, credit scorecards, credit loss reserve, and residual loss reserve. Dealer Lending responsibilities include leading the team that manages the end‑to‑end credit process, including credit packages, commercial loans structuring, dealer performance monitoring, and presenting recommendations to Management. The CRO is responsible for the portfolio quality and leads remediation actions for dealers at‑risk. Because of its wide reach and scope, the position has dual reporting responsibility, both to TCPR ’s Managing Director and AOR Leadership.

Primary Job Accountabilities

Risk Management Lead the CEO’s risk scorecard accomplishments by supporting associated initiatives. Support yearly goals planning process by preparing a proposal with TCPR Managing Director and serving as intermediary between TCPR and AOR Track and quarterly present status to make Management (local and regional) aware of non-compliance risks. Lead the development of standardized and comprehensive portfolio quality reviews/dashboards, portfolio segmentation, retrospective analyses, stress testing, and other macro risk analysis. Current portfolio represents the 5th largest of the AOR region and includes an actual exposure of $2 billion. Coordinate TFSC (Global) and AOR’s reporting deliverables for risk management, compliance, dealer credit, and crisis management. Serve as the SME for global and local key risk indicator’s performance, develop action plans if thresholds are exceeded. Support FP&A with the Current Expected Credit Loss ("CECL") and International Financial Reporting Standard ("IFRS9") models quarterly results and memo revision. Support the Finance and Treasury Units in the P&L forward-looking modeling exercise. Corporate Dealer Lending and Special Assets Management Manage negotiations, compile documentation and analyze all new credit requests, renewals, and modifications in a timely manner ensuring package completeness. Responsible for leading dealer takeovers’ end-to-end process. Review credit requests, analyze detailed financial and non-financial information, and oversee the preparation of credit packages. Present credit requests to Leadership for