Portfolio Credit Risk Management 2nd LOD Senior Lead Analyst (New York)

Job ID: 97274381824Posted: 2026-07-11Location: New York, New York, United StatesCategory: Risk ManagementCompany: CitiCitibank, N.A. seeks a Portfolio Credit Risk Management 2nd LOD Senior Lead Analyst for its Long Island City, New York location.Duties: Provide guidance and coordinate cost of credit activities for Consumer Credit businesses, including engaging with Modeling groups, in-business Retail and Wholesale groups and Finance groups. Establish cross-functional partnerships and networks. Sets standards for Personal Banking, CCAR, CECL, QMMF and Loss Forecasting processes and oversee the applications of those standards. Provides risk oversight. Managed the quarterly forecast process for Consumer Credit businesses, set up standards, share best practices, collect information, and create a report for the Senior Risk Management. Assist with the quarterly forecast process for Consumer Credit businesses. Track differences between actuals and forecast in order to retro-feed the process to improve forecast techniques. Participate in the Chief Risk Officer meetings to understand and challenge the forecasts assumptions and results. Execute Loss Forecasting analyses, projects, and reporting initiatives to support Personal Banking, Wealth Management and Legacy Franchise. Provide strategic analytics and insight regarding Cost of Credit (CoC) actuals and forecast to senior management including preparing Citi’s CFO for earnings release (CFO Earnings preparation). Improve process efficiency. Ensure that the Loss Forecasting methodology and forecasted cost of credit metrics are adequate, appropriate controls are in place, and the material for senior business reviews are prepared and delivered to Citigroup’s Credit Committee, CFO, and other business leaders. Collaborate with in-business risk portfolio managers and analysts, and internal functions, to coordinate official corporate forecast, understanding of the loss forecast drivers and process as well as understanding the risk and opportunities. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.Requirements: Requires a Master’s degree, or foreign equivalent, in Finance, Actuarial Science or related field and 8 years of experience as a Risk Policy Manager, Risk Portfolio Manager, Risk Manager Payroll Portfolio, Credit Portfolio Group Manager, Credit Portfolio Senior Manager, Credit Portfolio Manager, Mortgage Models Senior Analyst, Scoring & Credit Policy Analyst, or related position involving Consumer Risk and Portfolio Management for a global financial services institution. Alternatively, employer will accept a Bachelor’s degree in the listed fields and 10 years of progressively responsible, post-baccalaureate experience in the listed positions. Full span of experience must include: Developing Credit Risk Strategy, including segmentations and scoring models; Executing Credit Risk Programs, including risk identification, monitoring, and framework development; and Developing risk reports using statistical and reporting tools including SAS, Tableau, Power BI, Microsoft Office. Additionally, 2 years of experience must include: Preparing and communicating Senior Management materials, providing insights for Consumer Credit Risk Portfolios and Strategies; Contributing to the quarterly forecast process; Setting and operational policies and procedures; Working with institutional clients based in Mexico and the U.S.; and Developing Loss Benchmarks curve methodology for Consumer products. Applicants submit resumes at Please reference Job ID #26972594. EO Employer.Wage Range: $198,900 to $233,557.54Job Family Group: Risk ManagementJob Family: Portfolio Credit Risk Management------------------------------------------------------Job Family Group: ------------------------------------------------------Job Family:------------------------------------------------------Time Type:Full time------------------------------------------------------Primary Location:Long Island City New York United States------------------------------------------------------Primary Location Full Time Salary Range:In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.------------------------------------------------------Most Relevant Skills Please see the requirements listed above.------------------------------------------------------Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Anticipated Posting Close Date:Aug 21, 2026------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi’s EEO Policy Statement and the Know Your Rights poster.