Compliance & CRA Officer

Job Description Job Description We're seeking an experienced and motivated Compliance & CRA Officer to lead and strengthen our compliance programs while helping ensure the bank operates safely, soundly, and in accordance with regulatory requirements. This leadership role offers the opportunity to work closely with management, regulators, and associates across the organization while making a meaningful impact on the bank's risk management and compliance culture. Key Responsibilities: * Serve as the Bank's Compliance Officer, CRA Officer, and SAFE Act Officer * Lead and enhance the Bank's Compliance Management System (CMS) * Oversee CRA, HMDA, Fair Lending, mortgage quality control, and consumer complaint programs * Monitor regulatory changes and assist with implementation across the organization * Coordinate regulatory examinations, compliance reviews, and audits * Develop and maintain compliance policies, procedures, and risk assessments * Prepare reports and recommendations for executive management and the Board of Directors * Provide compliance guidance and support to business units and operational teams * Develop and facilitate compliance training programs * Lead, mentor, and oversee the daily workflow of the Compliance Department Qualifications: * Bachelor's degree * CRCM certification preferred * Minimum of 5 years of experience in banking compliance, CRA, audit, mortgage quality control, or risk management * Supervisory or leadership experience preferred * Experience working with regulatory examinations and compliance management systems * Strong knowledge of banking regulations, including CRA, HMDA, Fair Lending, ECOA, TILA, RESPA, Flood, and SAFE Act requirements * Excellent communication, organizational, analytical, and problem-solving skills * Ability to manage multiple priorities and collaborate effectively across departments Commercial Bank and Trust Company is an Equal Employment Opportunity Employer-M/F/Vets/Disabled