Commercial Asset Consultant

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Commercial Asset Consultant within PNC’s Commercial Asset Team (CAT) organization, you will be based in one of the following locations: Troy or Grand Rapids, MI; Chicago, IL; Cincinnati, Cleveland or Columbus, OH; Indianapolis, IN; or Milwaukee, WI. Job Description Administers mid-level‑risk to large-level‑risk transactions for clients with the goal of minimizing losses and optimizing resolutions. Gathers financial data, prepares analysis and develops workout strategy and alternatives for a portfolio. Reviews relevant documents and transaction deal structure. Negotiates workout options with customers to reduce risks and losses. Works with internal and external business partners and borrowers to better secure collateral coverage. Adheres to established policies, procedures and regulations. Evaluates an asset or the customer’s cash flow, balance sheet, long-term business plans and other relevant financial information. Works with internal and external business partners on negotiations and documentation to mitigate risk. May mentor peers. Qualifications Preferred Skills: Asset Management, Capital Management, Commercial Lending Training, Corporate Finance, Decision Making, Financial Accounting, Financial Management, Financial Operations, Investment Strategies, Revenue Recognition Competencies: Accuracy and Attention to Detail, Analytical Thinking, Collateral Management, Credit Analysis and Verification, Data Gathering and Reporting, Effective Communications, Financial Statement Analysis, Negotiating, Problem Solving, Regulatory Environment – Financial Services Work Experience: Roles at this level typically require a university or college degree, with 3+ years of relevant or direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience (including military service) may be considered. Education: Bachelor’s degree. Certifications: No required certification(s). Licenses: No required license(s). Compensation & Benefits Base Salary: $55,000.00 – $107,800.00. Salaries may vary based on geographic location, market data, and individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Medical/prescription drug coverage (with a Health Savings Account feature) Dental and vision options Employee and spouse/child life insurance Short and long-term disability protection 401(k) with PNC match, pension and stock purchase plans Dependent care reimbursement account; backup child/elder care; adoption, surrogacy and doula reimbursement Educational assistance, including selected programs fully paid Robust wellness program with financial incentives Paid time off: up to 11 paid holidays each year; up to 15 to 25 vacation days each year depending on career level; maternity and/or parental leave; 9 occasional absence days each year unless otherwise required by law; years of service. Equal Employment Opportunity PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. Disability Accommodations At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. If an accommodation is required to participate in the application process, please contact us via email at View email address on click.appcast.io. Applicants may also call View phone number on click.appcast.io and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices. #J-18808-Ljbffr PNC