Associate, Consumer Corporate Banking

Job DescriptionWhat is the opportunity?An Associate in Consumer Corporate Banking will support the structuring, execution, administration, and management of bank debt for a diversified consumer and retail client base.As part of the coverage team, the Associate will help optimize the use of the Bank’s balance sheet in connection with Capital Markets, Investment Banking, and Sales & Trading relationship objectives, while delivering thoughtful credit solutions aligned with client growth strategies.What will you do?Assist in structuring acquisition financings, leveraged and investment-grade loans, bridge facilities, corporate revolvers, and other credit solutions for clientsPrepare credit submissions and supporting documentation related to the transaction approval process, including:Loan syndicationsPipeline managementSingle-name credit strategiesExceptions Committee memorandaSupport transactions from underwriting through closing and ongoing monitoringStructure and monitor syndicated and bilateral loan transactionsConduct financial analysis and build/maintain detailed financial models, including cash flow projections, covenant analysis, and downside scenariosProvide coverage support for designated clients, identifying cross-sell opportunities across all active Capital Markets productsPartner closely with Investment Banking, Debt Capital Markets, Leveraged Finance, and Fixed Income Sales & Trading teamsMonitor client, industry, and market performance, particularly regulatory developments, reimbursement trends, M&A activity, and credit deterioration risksAssist with internal credit administration, including ongoing portfolio monitoring and industry trend analysisLiaise with middle and back-office functions to ensure seamless execution of wires, settlements, and documentation processesEngage Risk Management and Credit Portfolio Management teams in credit underwriting, approvals, amendments, and ongoing monitoringWhat do you need to succeed?Bachelor’s degree in Business, Economics, Finance, Mathematics, or other quantitative disciplineMinimum 3+ years of relevant experience in Corporate Lending, Corporate Finance, Consumer Banking, or Credit AnalysisStrong financial modeling skills, including experience with complex capital structures and covenant frameworksSuperior writing and presentation skills with ability to prepare detailed credit memorandaStrong analytical skills with ability to assess consumer-specific risks (e.g., reimbursement exposure, regulatory risk, payer mix dynamics)Excellent interpersonal and relationship management skillsAbility to take initiative, operate independently, and thrive in a team-oriented environmentDemonstrated ability to manage multiple transactions and competing deadlinesFormal credit trainingNice to have: Master’s degree (MBA or related field), CFA or other relevant professional designation, prior sector experienceWhat’s in It for you?We are committed to fostering a dynamic, collaborative, and high-performing work environment where you can thrive and make a lasting impact. By joining our team, you will benefit from:A comprehensive Total Rewards Program, including competitive compensation, bonuses, flexible benefits, and stock options (where applicable).Access to leaders who are invested in your development through coaching and growth opportunities.The chance to make a meaningful difference in our communities.Opportunities to work on challenging and impactful projects.The ability to build strong, enduring relationships with clients.The expected salary range for this position is $160,000 - $180,000, based on factors such as experience, skills, registration status, market conditions, and business needs. This salary range does not include other elements of total compensation, such as:A discretionary bonus.Benefits, including a 401(k) program with company-matching contributions, health, dental, vision, life, and disability insurance, and a paid time-off plan.Our compensation philosophy recognizes the importance of attracting and retaining top talent by offering a competitive rewards program that:Supports a high-performance culture.Enables the achievement of strategic organizational goals.Generates sustainable shareholder value.Job SkillsAdaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, TeamworkAdditional Job DetailsAddress:BROOKFIELD PLACE FKA 3 WORLD FINANCIAL CENTER, 200 VESEY STREET:NEW YORKCity:New YorkCountry:United States of AmericaWork hours/week:40Employment Type:Full timePlatform:CAPITAL MARKETSJob Type:RegularPay Type:SalariedPosted Date:2026-07-29Application Deadline:2026-09-15Note:Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveOur Employment OpportunitiesAt RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.Job SummaryJob number: R-0000182291Date posted : 2026-08-04Profession: Customer Service | Client Advice | SalesEmployment type: Full time