Credit Analyst I

**In order to be considered for this position you must apply online at: ** # Position Title: Credit Analyst I ## Reports To: Credit Department Manager ## Responsibilities: - Developing loan applications for credit requests of current and prospective customers. Credit applications include a detailed cash flow analysis, collateral analysis and all other analysis pertaining to the strengths and weaknesses of the applicant. - Spreading of financial information on current and prospective customers. - Assist Senior Lender, Credit Administrator, and Lending Officers with reports used to monitor the loan portfolio, track loan delinquencies, track concentrations within the loan portfolio, etc. - Attend loan committee and take minutes as needed. - Ensure that all credit files are kept current with financial statements, tax returns, current loan applications, proper documentation, etc. - Providing credit information from Credit Bureau or other agencies as requested. - Continue to seek improvement of credit skills through seminars, training sessions and/or credit classes. - Represent the Bank in community development activities. - Assumes additional responsibilities as required. ## Qualifications: ## Education/Experience - Bachelor's Degree required preferably in Accounting or Finance, will consider students graduating in May 2025 ## Skills - Strong written and verbal communication skills - Computer skills: especially Microsoft Office - Strong attention to detail -- with the ability to adapt to a fast paced work environment - Ability to prioritize work flow to meet crucial time deadlines Isabella Bank is an AA/EEO employer.