Sign up to access all features of our service.
  • Job search
  • Favorites
  • Create a CV
    New
  • Salaries
  • Subscriptions

Residential Loan Officer

FirstBank

Job description

Date posted: December 10, 2025

Job description:

Our goal is to hire and retain talented people with engaging personalities and exceptional work ethics. We believe in recognizing and rewarding employees who consistently perform at a high level.

We offer competitive salaries based upon experience and a comprehensive benefits package upon satisfying eligibility conditions, including health and dental insurance, life insurance, short term and long term disability, and the Bank's 401k Plan.

Position Summary:

This role is responsible for generating residential mortgage loan production through both internal referrals and external business development efforts. The ideal candidate will have a strong understanding of mortgage lending regulations, loan origination systems, and correspondent loan sale practices, along with strong working knowledge of residential loan products, pricing strategies, and loan structuring.

Essential Duties and Responsibilities:

  • Originate residential mortgage loans through proactive outreach to internal partners and external referral sources.
  • Develop and maintain relationships with realtors, builders, attorneys, financial advisors, and other referral partners.
  • Guide borrowers through the loan process, from application to closing, ensuring a smooth and compliant experience.
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Originate residential mortgages under sound quality control lending practices to mitigate risk. Monitor an existing loan portfolio to minimize loan delinquencies.
  • Maintain thorough knowledge of current mortgage products, underwriting guidelines, and pricing strategies.
  • Ensure compliance with TRID, RESPA, and other applicable federal and state regulations.
  • Utilize Encompass loan origination system to manage loan files, reports, and file documentation.
  • Collaborate with processing, underwriting, and closing teams to ensure timely and accurate loan fulfillment.
  • Stay informed on industry trends, regulatory changes, and market conditions.
Qualifications:
  • Minimum of 3 years of experience in residential mortgage loan originations.
  • Proven track record of successful sales and relationship management.
  • Strong understanding of TRID and RESPA compliance requirements.
  • Experience with Encompass loan origination system preferred.
  • Correspondent loan sale experience is a plus.
  • Working knowledge of DU (Desktop Underwriter) and/or DO (Desktop Originator) is a plus.
  • Knowledge of Fannie Mae loan programs is beneficial.
  • Excellent communication, interpersonal, and organizational skills.
  • Ability to work independently and as part of a team in a fast-paced environment.
  • NMLS registration required.
First Bank is an EEO/AA Employer, M/F-Disabled-Veteran and LGBTQ+ can apply to our company for employment opportunities.

Job Type: Full-time

Benefits:
  • 401(k)
  • Flexible spending account
  • Health insurance
  • Health savings account
  • Life insurance
  • Referral program
  • Vision insurance

Work Location: In person
Vacancy posted 3 days ago
Similar jobs that could be interesting for youBased on the Residential Loan Officer in Hamilton, NJ vacancy
  • $30k - $35k

     ...Residential Mortgage Consultant Peapack Private Bank & Trust is a well-recognized, high-...  ...mortgage process. The position ensures loan requests meet Bank lending guidelines, recommends...  ...position can be based in one of our offices throughout NJ with a preference for... 
    Suggested
    Contract work
    Local area

    Peapack Private Bank & Trust

    Princeton, NJ
    2 days ago
  • $20 - $21 per hour

    Launch Your Career in Mortgage Sales The NextGen Loan Officer Associate (LOA) role is an early‑career position designed to prepare high‑potential individuals for a producing Loan Officer career. This role goes beyond support—you will actively contribute to lead conversion... 
    Suggested
    Hourly pay
    Internship
    Local area

    Lennar Mortgage

    Hamilton Square, NJ
    1 day ago
  • $20 - $24 per hour

     ...SolomonEdwards Position Summary SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily...  .... Skills and Job-Specific Competencies Proficiency in Microsoft Office. Travel Requirements No travel will be required, unless at the... 
    Suggested
    Hourly pay
    Work experience placement
    Work at office
    Local area

    Edwards Lifesciences Belgium

    Ewing, NJ
    2 days ago
  • $121.5k - $164.3k

     ...Credit Officer The Commercial Credit Officer job primarily underwrites commercial lease transactions sourced through various platforms including but not limited to Healthcare, Technology, Industrial, Transportation, and Capital Markets. This role will work closely with... 
    Suggested
    For contractors

    EverBank

    Ewing, NJ
    22 hours ago
  • $210k - $225k

     ...assistance to relationship managers and direct reports. Approves loans within lending authority and recommends approval of loans over...  ...rating changes 4) Responsible, jointly with the Chief Lending Officer, for advising management and Board of Directors on formulation,... 
    Suggested
    Full time
    Work experience placement
    Flexible hours

    FirstBank

    Hamilton, NJ
    5 days ago
  •  ...Join Our Team as a Mortgage Loan Originator! Beyond the Basics: What Makes Jet Direct Mortgage Different? We know you've heard it...  ...and passionate professionals ready to join us as Mortgage Loan Officers/Originators (MLOs). We seek individuals who: Are experienced,... 
    Local area

    Jet Direct Mortgage

    Trenton, NJ
    1 day ago
  • $52k - $60k

     ...including health and dental insurance, life insurance, short term and long term disability, and the Bank's 401k Plan. Position Summary The Loan Documentation Specialist prepares in-house loan documents utilizing the bank's documentation system, Compliance One. The person in... 
    Temporary work
    Immediate start

    FirstBank

    Hamilton, NJ
    2 days ago
  • $175k

     ...to fill a Sr. Commercial Lender role in the Trenton, NJ area. The position is responsible for developing new commercial real estate loan business and manages a portfolio of commercial real estate loans. The incumbent recommends new lending business for approval, and is... 

    Symicor Group

    Trenton, NJ
    a month ago
  •  ...lending? We are seeking a motivated, detail-oriented Commercial Loan Processor to join a growing commercial lending team. This is an...  ...banking, financial services, administrative, customer service, or office experience is a plus. Strong attention to detail and... 
    Permanent employment
    Work at office

    Robert Half

    Trenton, NJ
    16 days ago
  •  ...resolve account discrepancies. Ability to maintain confidentiality of financial and customer information. Proficiency in Microsoft Office applications, particularly Excel, Outlook, and Word. Ability to prioritize multiple assignments and meet deadlines. Ability to work... 
    Temporary work
    Work at office
    Flexible hours

    Reliance

    Bensalem, PA
    3 days ago
  • $36k

     ...financial services industry for you, apply today! As a Sr. Consumer Loan Specialist, you will be a key team member in the branch. Your...  ...navigate priorities. Proficiency with Windows and Microsoft Office Suite Valid driver's license, reliable transportation, and auto... 
    Hourly pay
    Temporary work
    Work at office
    Flexible hours

    Republic Finance

    Kingston, NJ
    3 days ago
  •  ...of the Credit Union. Essential Functions Major Responsibilities Loan Servicing Representatives may be required to function in one or...  ...mortgage documents to and from the appropriate County recorder's office. Assure that paid notes and satisfied mortgages are forwarded to... 
    Contract work
    Work at office

    Police and Fire Federal Credit Union

    Bensalem, PA
    6 days ago
  • Special Agent Position Joining the United States Secret Service (USSS) as a Special Agent offers a unique and rewarding career dedicated to serving the nation through our dual mission of criminal investigations and protection. Special Agents play a critical role in ...

    United States Secret Service

    Trenton, NJ
    1 day ago
  • Recruitment Incentive: Applicants may be eligible for a $40,000 recruitment incentive in accordance with regulatory requirements. Click apply for complete details on the recruitment incentive details and eligibility. At their core, those who join the Secret Service are...
    Overseas

    The United States Secret Service

    Robbinsville, NJ
    3 days ago
  • Description Inventory Agent Northeast Alternatives is a growing, award-winning, seed-to-table cannabis retail brand specializing in the highest quality cannabis products Massachusetts, Michigan and New Jersey has to offer. Constantly focused on developing and ingenuity...
    Full time
    Local area
    Immediate start
    All shifts
    Flexible hours
    Shift work
    Afternoon shift

    Sapura Life

    Robbinsville, NJ
    2 days ago
  • $138.8k - $215.9k

    Overview As a Senior Manager in our Tax Credits and Incentives Advisory (TCIA) Practice , you will draw on experience in accounting and taxation to provide tax equity investment consulting services for clients. You will be a leader in a team comprised of professionals with...
    Apprenticeship
    Work experience placement
    Local area

    Cherry Bekaert

    Trenton, NJ
    3 days ago
  • As a Geek Squad Agent, you’ll be the first point of contact for people seeking technology support, knowledge and solutions for computers and other devices at our local Best Buy store. We’ll provide the training and resources you need to assess customers’ needs, perform ...
    Hourly pay
    Full time
    Part time
    Local area
    Work from home
    Flexible hours
    Night shift

    Best Buy

    Fallsington, PA
    3 days ago
  • $138.8k - $215.9k

     ...flexibility with the opportunity to work onsite/hybrid from any of our office locations or remotely from within the United States. As a...  ...and infrastructure incentives Forgivable and low-interest loan programs Permit fee waivers and workforce development initiatives... 
    Work experience placement
    Work at office
    Local area
    Remote work
    Relocation

    Cherry Bekaert

    Trenton, NJ
    2 days ago
  • $80k

     ...prospective and current borrowers, including interpretation of financial statements, collateral and cash flows. ~Interacting with loan officers, credit manager, other lending support staff, customers, accountants, and appraisers. ~Assisting loan officers as well as... 

    Symicor Group

    Trenton, NJ
    a month ago
  • $10k

     ...illicit activity, and enhancing the nation’s economic prosperity. Being a BPA makes you a valuable member of the Federal Law Enforcement Officer (LEO) profession. Typical assignments include: Detecting and questioning people suspected of violating immigration and... 
    Full time
    Work experience placement
    Immediate start
    Relocation
    Night shift

    U.S. Customs and Border Protection

    Morrisville, PA
    2 days ago
  •  ...headset, computer, multiple screens, copier, scanning system, printer, postage machine, calculator, and fax machines May use other office equipment as needed Requirements: QUALIFICATIONS At least 2 years of experience in customer service At least 1 year of... 
    Contract work
    Work at office

    Acumen & DCI Career Page

    Trenton, NJ
    14 days ago
  • $10k

     ...looking for a change of scenery? USBP is hiring immediately for full-time, career positions, where your prior law enforcement officer (LEO) experience may qualify you for higher-graded Border Patrol Agent (BPA) opportunities. Continue making a difference with the... 
    Full time
    Local area
    Immediate start
    Relocation
    Night shift

    U.S. Customs and Border Protection

    Morrisville, PA
    1 day ago
  • Criminal Investigator (Special Agent) - $40,000 Recruitment Incentive Join to apply for the Criminal Investigator (Special Agent) - $40,000 Recruitment Incentive role at U.S. Secret Service . This position offers a $40,000 recruitment incentive in accordance with regulatory...
    Full time

    US Secret Service

    Ewing, NJ
    1 day ago
  • $37.44k

     ...where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Central New Jersey. Job Description Recommends loan solutions in accordance... 
    Full time
    Temporary work
    Part time
    Work experience placement
    Work at office

    Fairygodboss

    Princeton, NJ
    4 days ago
  •  ...HubSpot Certified with AI automation ~ Competitive Pricing ~100+ Investors ~ Uncapped Commissions ~401(k) Mortgage Loan Officer - Remote - W-2 or 1099 TAG Lending Group, LLC Remote Nationwide Preferred Production: $1M+ Monthly We Don't Just Originate... 
    Remote job
    Contract work

    Tag Lending Group, LLC

    Trenton, NJ
    10 days ago
  •  ...team of Credit Analysts to efficiently support underwriting and loan decisioning in conformity with the Bank's policies and service level...  ...policy, products and services. Proficiency with Microsoft Office and an ability to quickly adapt to evolving banking technologies... 
    Bank staff
    Work at office
    Remote work
    Monday to Friday

    Penn Community Bank

    Yardley, PA
    4 days ago
  • $24.5 per hour

     ...Security Officer You must submit an updated resume when applying to this role in order to be considered for the role. Interview process: A video interview and onsite tour will be required in the interview process. If unable to accommodate a video interview, an onsite... 
    Hourly pay
    For contractors
    Work experience placement
    Immediate start
    Shift work

    Wayfair

    Cranbury, NJ
    2 days ago
  • $115.45k - $168.17k

    Job Description Job Description SUPERVISING CX AGENT Watch your commissioning expertise come to life in landmark projects around the world when you partner with Syska Hennessy Group! As a global leader in consulting, engineering, and commissioning services, we...
    For contractors
    Work from home
    Flexible hours

    Syska Hennessy Group

    Hamilton, NJ
    21 days ago
  •  ...Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. Our office is located in Bensalem, PA. We have 60 years of combined insurance experience in our office. Additional languages spoken: Spanish... 
    For contractors
    Work at office
    Immediate start

    Chet Turner - State Farm Agent

    Bensalem, PA
    8 days ago
  •  ...Receptionist - Entry Level Office Staff Successful State Farm Agent is seeking 2 friendly and responsible individuals to join our experienced State Farm Agencies in Hightstown and Princeton for the role of Receptionist - Entry Level Office Staff. As an important point... 
    For contractors
    Work at office
    Monday to Friday

    Carlos Duran

    Princeton, NJ
    2 days ago

Do you want to receive more vacancies?

Subscribe and receive similar vacancies to Residential Loan Officer. Be the first to apply!