Commercial Portfolio Manager

U.S. Bank Corporate Payment Systems Credit Risk ManagerAt U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.Position HighlightsManages Corporate Payment Systems (CPS) credit risk within the parameters of established Bank credit policy and historical CPS loss rates for new and existing business relationshipsUnderwrites CPS customers and qualifies them for credit lines across a wide range of industries, manages assigned credit portfolios, approves credit for new business relationships and expanding existing relationships manages credit risk and responds to prospective or existing customer credit questions, and exercises independent judgment on assigned portfoliosIn addition, provides customer service by participating in joint customer calls with Sales and Relationship Manager(s), when credit issues ariseBasic QualificationsBachelor's degree (preferably in Finance or Accounting), or equivalent work experienceThree to five years of commercial banking or relevant experiencePreferred Skills and ExperienceAdvanced knowledge of applicable laws and regulations, and company and business line policies and proceduresAdvanced knowledge of credit quality standards and industry-specific credit productsStrong relationship management and business development abilities, in order to capitalize on both new and existing relationship opportunitiesStrong analytical and problem-solving skillsAbility to work effectively with individuals and groups across the company to manage customer relationshipsWell-developed written communication and verbal presentation skillsHybrid/flexible scheduleThe role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.Benefits:Healthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityPregnancy disability and parental leave401(k) and employer-funded retirement planPaid vacation (from two to five weeks depending on salary grade and tenure)Up to 11 paid holiday opportunitiesAdoption assistanceSick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawU.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00