Director, FP&A - Personal Lending

Director of FP&A Reprise Financial is on a mission to simplify the financial journey for our customers, making personal loans accessible and transparent. We leverage technology and a customer-first approach to provide fast, reliable personal loans of up to $25,000, ensuring our clients receive the support they need without hidden fees or complex terms. Our commitment to integrity and clarity allows us to foster trust and empower individuals to take control of their finances. About The Role The Director of FP&A at Reprise provides strategic financial leadership across the organization, delivering insights that shape decision‑making, operational efficiency, and long‑term business performance. This role reports directly to the Chief Financial Officer and partners closely with senior executives as a trusted financial advisor. You will lead the company’s planning, forecasting, and analysis for operating expenses and strategic investments, translate complex financial data into clear, actionable recommendations, strengthen resource allocation and performance, and elevate the financial narrative for executive reviews and key stakeholders. Key Responsibilities Lead financial planning, forecasting, and operating expense management across the organization. Own, update and enhance the corporate financial model to support budgeting, forecasting, long‑range planning, and strategic scenario analysis for executive leadership. Deliver proactive, data‑driven insights and recommendations that strengthen financial performance and optimize resource allocation. Build and present business cases for strategic initiatives and transactions; track results and guide follow‑up actions. Standardize and automate expenses, headcount, and financial reporting to improve accuracy and efficiency. Serve as a trusted advisor to senior leadership, providing clear guidance on financial strategy and business decisions. Own and communicate the operating expense narrative for executive reviews and key stakeholders. Forecast and monitor origination volume and loan portfolio performance, including delinquency, charge‑off, recovery, and loss trends. Partner with Risk/Credit on loss forecasting and assess financial impacts of underwriting or policy changes. Analyze unit economics (CAC, LTV, channel profitability) to guide pricing, marketing spend, and product strategy. Support pricing models and new product features in collaboration with Product and Risk teams. Assist with capital planning, liquidity forecasting, and funding strategy. Incorporate regulatory and compliance considerations into forecasts and financial planning. Skills, Knowledge, And Expertise Bachelor's degree in finance, accounting, or related field; MBA, CFA, CPA or advanced degree preferred but not required. 5+ years of FP&A or related financial experience within financial services, consumer lending, or another regulated environment. Proven expertise in expense forecasting, financial modeling, reporting, and operating expense management. Very strong proficiency in Excel, employing best practices for financial modeling and having the ability to create clean, professional PowerPoint presentations to communicate financial insights. Experience with BI tools is a plus. Strong strategic thinking with the ability to turn financial insights into clear, actionable recommendations. Executive presence and excellent communication skills for engaging senior leadership and cross‑functional teams. Strong project‑management abilities with a bias for execution and results. High judgment, integrity, and credibility in financial decision‑making. Solid understanding of operating expenses, accounting principles, and financial reporting best practices. Advanced analytical and modeling capabilities with the ability to simplify complex data for stakeholders. Ability to thrive in a fast‑paced environment and flex to meet tight deadlines when necessary. Location This position is fully remote, allowing you to work from anywhere that suits you best! While you’ll primarily work from home, you are always welcome to visit our office in Irving, TX, whenever you choose. We encourage our remote team members to stay connected through regular virtual meetings and team events. All team members must reside in one of our approved locations by their start date, ensuring you remain part of our collaborative community. Compensation For this role our salary range is $165,000 to $175,000 per year, depending on relevant experience. This role will also be eligible to receive a variable annual bonus based on both company and individual performance. Benefits That Support Your Success Stay Healthy & Happy: Comprehensive medical, dental, and vision coverage, contributions to a Health Savings Account (HSA), and access to an Employee Assistance Program (EAP) to support your mental health and overall well‑being. Secure Your Future: Plan ahead with our 401(k) program, featuring a Safe Harbor Match (100% of the first 3% and 50% of the next 2%). Time That Works for You: Recharge with accrued time off, company holidays, sick time, and 3 floating holidays—perfect for celebrating your birthday, your dog’s birthday, or just a random Tuesday! Support for Growing Families: Our 12‑week Paid Parental Leave ensures you have the time and support to focus on your family during life’s biggest moments. Competitive Rewards: Market‑driven salary and bonus opportunities ensure your hard work is recognized and rewarded. Tools for Success: Stay connected and productive with a robust tech package designed to help you deliver your best every day. Our Core Values Pursue Excellence: We strive for the highest quality, ensuring our tools and services truly aid in our customers’ success. Make a Meaningful Impact: We focus on delivering outcomes that genuinely improve financial well‑being. Commit to Innovation: Our innovative approach keeps us at the forefront of providing effective financial tools. Champion the Customer: We prioritize our customers' financial goals, tailoring our tools to meet their unique needs. Collaborate with Purpose: Our teamwork drives us to develop superior solutions that empower customers. Lead with Kindness: Respect and empathy are central to our operations, creating a supportive environment for success. Equal Employment Opportunity Employer At Reprise Financial, we are dedicated to fostering an inclusive community where every individual is valued. We are an Equal Employment Opportunity employer—ensuring that all qualified applicants and employees receive consideration for employment without regard to age, race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law. We believe that diversity strengthens our organization and drives innovation, and we are committed to creating a workplace that reflects the rich variety of our communities. #J-18808-Ljbffr Reprise Financial