Senior Underwriter

Help us insure it Tokio Marine HCC is a global specialty insurance group backed by the strength of the Tokio Marine Group. We offer over 100 classes of specialty insurance and empower clients to pursue opportunities confidently through our “Mind Over Risk” philosophy. Role Overview Makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. Establishes, maintains, and develops producer relationships. Works with expanded underwriting authority and business development responsibility. Key Responsibilities Meet annual company goals for profitability, renewal retention, revenue growth, new business production and customer service standards. Evaluate risk acceptability within established guidelines and set appropriate rates and factor levels. Analyze proposed plan changes to assess acceptability and cost. Work in conjunction with the Sales department to follow‑up on quoted cases. Communicate with third‑party administrators, brokers, and other external parties to collaborate on strategy, answer questions, explain decisions, deal with issues, build and maintain productive relationships, and respond appropriately and in a timely manner to service requests. Work collaboratively with management, internal departments, and other parties as necessary to respond to customer needs and deliver exceptional customer experiences. Complete requests for proposals (RFPs) promptly and follow‑up for status and competitive information. Train and mentor Underwriters, and other internal and external personnel as assigned. Travel to visit external and internal partners for growth and business development as needed. Participate in and complete projects and other activities as assigned. Participate in leadership and growth programs when assigned or nominated. What You Bring 4‑Year Bachelors Degree in Business Administration, Accounting, Finance, a related field, or equivalent education and/or experience. Prefer work toward Certified Employee Benefits Specialist (CEBS), Fellow of the Life Management Institute (FLMI), or Chartered Life Underwriter (CLU) certification(s). 5 Years relevant and progressive professional experience. Demonstrated expertise, knowledge, and proficiency in Medical Stop Loss Underwriting. Strategic thinking, anticipation, proactivity, and relationship‑building skills. Ability to read and interpret documents such as plan of benefits, bid specifications, claim reports, and procedural manuals. Apply knowledge of principles, practices, and procedures. Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy. Strong critical thinking and negotiating skills. Advanced organization and analytical skills; demonstrate ability to manage multiple tasks simultaneously and work effectively under time pressure. Knowledge of the insurance industry and the Company’s business. Intermediate proficiency and experience using Microsoft Office (Excel, PowerPoint, Word, Outlook, Teams). Collaboration skills and ability to work in a highly team‑oriented environment. Adaptability and willingness to learn. Strong organizational skillset. Preferred: previous knowledge and experience using Young Consulting’s ESLOffice or equivalent. Preferred: basic knowledge of medical terminology. Additional Working Conditions And Physical Demands Overtime hours may be required to fulfill job responsibilities. May be required to remain stationary for extended periods of time. May be required to move up to 10 pounds. Must be able to operate a computer and other devices. Close vision and ability to adjust focus, such as required to read a computer screen. Occasional travel up to 10% of the time. What We Offer Competitive salary and comprehensive benefit package. Strong learning culture with ongoing development opportunities. Opportunities for growth and career advancement. Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment. Basic life and disability insurance. 401(k) plan with 6% company match. 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off. Paid parental leave. Access to our award‑winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription. Student loan matching program. Employee discount program. Opportunity to do meaningful work and love what you do. Compensation and Pay Range The pay range for this position is $79,400‑175,300 , which includes geographic adjustments where applicable. The Company will offer pay within the entire range based on the candidate’s geographic location, qualifications, work experience, education, and/or skill level. Equal Employment Opportunity & Legal The Company is fully committed to ensuring equal pay opportunities for equal work regardless of color, race, sex, national origin, sexual orientation, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws. The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with applicable federal, state, and local laws. Where not restricted by law, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law. TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances. About Us Tokio Marine HCC is a leading specialty insurance group with offices in the United States, United Kingdom, Europe, and other locations. Leveraging over fifty years of growth and profitability, we offer specialized insurance products, including medical stop loss, captive and Taft‑Hartley stop loss solutions, level‑funded stop loss, Organ & Tissue Transplant insurance, and MedPlus insurance. TMHCC is rated A++ (Superior) by A.M. Best and benefits from the financial stability of its parent company, Tokio Marine HCC. #J-18808-Ljbffr