Sr. Risk Analyst

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment. Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship. Overall Purpose The Sr. Risk Analyst will support the Senior Director of Enterprise Risk Management in the execution, monitoring, and maintenance of the Company’s enterprise risk management program, including the three-lines of defense. Essential Functions Lead various enterprise risk management projects as delegated by the Senior Director of Enterprise Risk Management. Maintain and lead the on-going development of Early Warning’s Enterprise Risk Scorecards. Contribute to the development, execution, and reporting of the annual enterprise risk assessment, company risk appetite statement, and associated risk tolerances. Collaborate with management in the design of Key Risk Indictors (KRIs) and manage KRI performance reporting process for each of the top enterprise risks. Support the Risk Management team in the coordination of risk assessments, including RCSAs and GRC application updates. Create and distribute risk-based reports to management. Support the production of all necessary reports to the ERM Committee, Risk & Security Committee, and the Management Committee. Create, maintain, format, and update reporting decks and presentations (i.e., PowerPoint, Excel, system dashboards, etc.). Record risk data to the Company’s GRC application. Create and maintain GRC system reports and, when necessary, assist with minor GRC system updates. Support the company’s commitment to protect the integrity and confidentiality of systems and data. Minimum Qualifications Bachelor’s Degree in Accounting, Finance, Risk Management or a related field required. Typically, a minimum of five (5) or more years’ progressive risk professional experience; three (3) or more within the financial services industry. Advanced knowledge and experience with analytic and reporting tools, specifically Microsoft Excel (e.g., pivot tables, vlookup, power query, etc.) and PowerPoint. Working knowledge and experience within a formal three-lines of defense program. Experience with standard risk management frameworks, concepts, and practices. Ability to work independently. Strong verbal and written communication skills. Proven ability to collaborate with and obtain support from others across an organization, including Product Development, Legal/Compliance, Operations, IT, and Accounting/Finance. Excellent interpersonal skills. Background and drug screen. Preferred Qualifications Professional certifications in Risk, Audit, Financial Analysis, and/ or Strategic Disciplines, such as CPA, CIA, ARM, CERA, FRM, CRM, or CPCU preferred. The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor. Physical Requirements Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation. The base pay scale for this position in: Phoenix, AZ/ Chicago, IL / Washington, DC in USD per year is: $84,000 - $105,000.

Additionally, candidates are eligible for a discretionary incentive plan and benefits. This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes. Some of the Ways We Prioritize Your Health and Happiness Healthcare Coverage – Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses. 401(k) Retirement Plan – Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility. Paid Time Off – Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day. 12 weeks of Paid Parental Leave Maven Family Planning – provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work. And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process! Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.