Commercial Loan Officer

Benefits:

• 401(k)
• Health insurance
• Paid time off

Commercial Loan Officer Location: Fort Collins, CO 80031 Employment Type: Full-Time
Summary: The Commercial Loan Officer plays a key role in Elevations Credit Union’s growth strategy by soliciting, developing, and servicing a wide variety of commercial loans. This individual will act as a financial advisor and trusted partner to members and prospects, managing relationships throughout the entire loan process—from origination to closing and portfolio servicing.
Success in this role requires deep product knowledge, a proven ability to build and manage relationships, a robust personal loan portfolio, and the capacity to thrive in a sales-focused and community-oriented environment.
Essential Functions: - Originate and service commercial loan relationships, including real estate, C&I, and SBA loans.- Actively prospect and develop new business through networking, referral partnerships, and community engagement.- Manage an existing commercial loan portfolio, ensuring high service levels, risk management, and relationship growth.- Serve as a primary point of contact for commercial members during the entire loan process, maintaining proactive and transparent communication.- Accurately collect and analyze loan applications, financial documents, and creditworthiness.- Cross-sell appropriate credit union products and services to meet member needs and support financial wellness.- Stay current with economic trends, market conditions, and regulatory changes affecting commercial lending.- Collaborate with credit, underwriting, operations, and legal teams to ensure timely and effective loan processing.- Represent Elevations Credit Union at business and community events to expand the credit union’s visibility and impact.
Required Skills, Education & Experience: - Bachelor’s degree (or equivalent experience) in business, finance, economics, or a related field.- 3–5 years of experience in commercial or business lending within a financial institution.- Proven success in a sales and production role within the financial services industry.- Strong knowledge of commercial lending products, services, underwriting practices, and regulations.- Demonstrated experience managing an existing commercial loan portfolio.- Excellent communication, interpersonal, and relationship-building skills.- Strong analytical and financial acumen, with the ability to evaluate risk and structure sound credit deals.

Preferred Qualifications: - Experience working at a credit union or community bank.- Established referral sources and active participation in the local business community.- Familiarity with SBA lending programs and government-guaranteed loan structures.- Experience with CRM and commercial loan origination platforms.

Flexible work from home options available.