Product Owner III - C&IB Business Technology Originations

Product Owner III

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Product Owner III within PNC's C&IB Business Technology Originations organization, you will be based in Pittsburgh, PA, Cleveland, Brecksville, or Strongsville, OH, Birmingham, AL, Kalamazoo, MI, Denver, CO, Louisville, KY, or Dallas, TX.

PNC is investing in the future of Commercial Lending through the development of a modern platform designed to streamline lending processes, improve user experiences, increase efficiency, and create a scalable foundation for growth. This role offers the opportunity to shape a strategic enterprise platform that will transform how commercial lending is managed across the organization.

The Product Owner III plays a critical role in PNC's transformation of Commercial Lending technology. This position will help drive the evolution of a next-generation Commercial Loan platform that will modernize and simplify the end-to-end lending experience for relationship managers, underwriters, risk partners, operations teams, and clients.

As a Product Owner III, you will maximize the value delivered by one or more Scrum Teams by defining product vision, shaping strategic priorities, and translating complex business needs into scalable technology solutions. You will partner closely with business stakeholders, technology leaders, architects, and delivery teams to help build a platform that supports PNC's future growth, operational efficiency, and competitive differentiation in the commercial lending market.

This role requires the ability to operate effectively across multiple concurrent initiatives, apply strong technical and business acumen, and lead the implementation of innovative capabilities, including AI-enabled solutions, within a highly visible strategic investment.

Work Schedule:

• MondayFriday, 8:00 AM 5:00 PM EST
• Candidates in MST must be available by 7:00 AM MST
• Candidates in CST must be available by 7:30 AM CST

Key Responsibilities:

• Partner with business, operations, and technology stakeholders to modernize legacy lending processes and capabilities through the delivery of scalable, customer-focused platform solutions.
• Own, create, prioritize, and maintain one or more Product Backlogs based on business value, risk, dependencies, and stakeholder input.
• Clearly communicate product vision, strategic objectives, and rationale for initiatives across multiple teams and stakeholder groups.
• Drive execution of multiple priorities simultaneously, balancing short term delivery needs with longer term strategic outcomes.
• Develop and articulate detailed requirements, user stories, and acceptance criteria for complex, cross cutting capabilities.
• Lead backlog refinement activities to ensure work items are defined, estimated, and ready for development across all supported teams.
• Actively represents customer, user, and stakeholder needs by gathering feedback and incorporating insights into backlog priorities.
• Make informed decisions on scope, priority, and acceptance of work in alignment with the Definition of Done.
• Participate in and help guide Agile ceremonies including Sprint Planning, Sprint Reviews, and Retrospectives.
• Evaluate completed work, capture feedback, and adjust priorities based on outcomes, data, and operational learnings.
• Measure product performance and ensure delivery of measurable business value across initiatives.
• Maintain and communicate a transparent, evolving product roadmap aligned with organizational strategy, architectural direction, and team capacity.
• Communicate progress, risks, dependencies, and expectations to stakeholders in a timely manner, including escalations when appropriate.
• Partner closely with engineering, architecture, and data teams to ensure solutions are technically sound, scalable, and secure.
• Contribute to and support the design, delivery, and adoption of AI enabled capabilities, including defining use cases, success measures, and integration into existing workflows.

Required Qualifications:

• Experience serving as a Product Owner or similar Agile product role with ownership of complex products or platforms
• Strong understanding of Scrum and Agile delivery frameworks
• Proven ability to manage and prioritize multiple workstreams or initiatives concurrently
• Experience writing clear user stories, requirements, and acceptance criteria for technically complex solutions
• Strong stakeholder management, communication, and collaboration skills, including interaction with senior leaders
• Ability to make data driven decisions related to scope, priority, and value
• Experience working with cross functional teams in a fast paced, highly regulated environment
• Demonstrated technical acumen, including the ability to collaborate effectively with engineers, architects, and data teams

Preferred Qualifications:

• Experience supporting large-scale platform modernization, digital transformation, or replacement of legacy systems.
• Experience within commercial lending, loan origination, credit underwriting, banking operations, or financial services technology.
• Experience delivering products that leverage AI, machine learning, or automation.
• Experience translating AI or advanced technology concepts into practical, business ready product capabilities.
• Experience within financial services, banking, or corporate/institutional environments.
• Experience measuring and optimizing product outcomes and value at scale.
• Familiarity with roadmap planning and long term product strategy across multiple initiatives.
• Experience delivering products that leverage AI, machine learning, automation, or advanced analytics.
• Experience translating AI or advanced technology concepts into practical, business ready product capabilities.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.