Bilingual Junior Underwriter / Bilingual Mandarin at Xuper Funding New York, NY

About Us Xuper Funding, founded in 2020 in New York, is a venture capital organization that provides fast and flexible working capital for small and medium‑sized enterprises (SMEs) across the United States and Canada. We have in‑house teams for underwriting, sales, ISO partnerships, marketing, collections, and legal, enabling us to respond quickly, manage risk effectively, and ensure full regulatory compliance while delivering a seamless funding experience. Our team brings decades of investment experience and is committed to solving the challenges SMEs face—limited financing channels and inefficient capital allocation. We focus on providing transparent, sustainable, and efficient financial solutions that empower business growth. Job Summary We are looking for a detail‑oriented, analytical Underwriter to join our team. The ideal candidate will assess business funding applications, analyze financial documents and risk profiles, and make informed decisions on approvals and funding amounts within our MCA programs. Since a large portion of our clientele are Chinese‑speaking business owners, fluency in both English and Chinese (Mandarin or Cantonese) is strongly preferred. Training will be provided for candidates with strong analytical abilities and a willingness to learn. Job Type & Compensation Job Type: Full‑time Pay: $48,000.00 - $75,000.00 per year Location In person Benefits 401(k) Health insurance Paid time off Work location: In person Responsibilities Review and assess MCA applications for small businesses Analyze bank statements, credit card processing data, and credit reports Evaluate risk exposure and determine appropriate funding amounts and structures Communicate with ISO and sales to gather missing documentation Maintain organized and accurate records of all underwriting decisions Collaborate with the funding and sales teams to streamline approval timelines Ensure compliance with company policies and regulatory requirements Qualifications MCA or financial services experience preferred Familiarity with financial statements, credit analysis, and risk metrics Strong Excel or Google Sheets skills and data analysis capability Excellent attention to detail and decision‑making skills Strong communication and organizational skills Ability to work independently in a fast‑paced environment Fluency in Chinese required Why Join Xuper Funding Fast‑growing operations team with strong team culture Competitive salary and performance‑based bonuses Health insurance, 401(k), paid time off (PTO) and sick leave for W‑2 employees Ongoing professional training and team mentorship U.S. employment sponsorship opportunities (case by case) Real opportunity for long‑term career development Regular team‑building activities, afternoon tea breaks, and a supportive work environment that values connection and well‑being #J-18808-Ljbffr Neier Inc.