Credit Analyst II sp

CREDIT ANALYST II - Leveraged Finance, Syndications WHAT IS THE OPPORTUNITY? The Credit Analyst is an entry‑level position responsible for supporting credit analysis and portfolio management activities. The role involves assisting with credit underwriting and portfolio review activities. You will learn how to analyze credit data, prepare reports, conduct periodic portfolio reviews, and other tasks required to underwrite and manage a portfolio of credits. A strong desire to learn underwriting and portfolio management skills is expected, as is a commitment to maintaining high standards of credit quality and compliance. WHAT WILL YOU DO? Transaction types include leveraged buyouts, refinancings, growth capital, recapitalizations, add‑on acquisitions, etc. Underwrite leverage lending profiles and cash flow structures through projection modeling and enterprise value analysis. Underwrite syndicated transactions as a participant bank requiring 2 weeks to review and approve. Prepare quarterly and annual reviews, review covenant compliance and evaluate borrower amendment requests. Credit analysis includes assessing creditworthiness of borrowers, guarantors, and sponsors. Performance monitoring: perform portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking. Data analysis: analyze credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management. Risk management: support effective risk management practices, maintaining high standards of credit quality and origination in alignment with the bank’s credit risk appetite, and compliance with institutional and regulatory requirements. Collaboration: work closely with team members to ensure cohesive and effective credit operations. Participate in ad‑hoc projects to support the organization’s priorities. Learning and development: demonstrate a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development. WHAT DO YOU NEED TO SUCCEED? Required Qualifications Bachelor's Degree or equivalent in Finance, Business, or a related field Additional Qualifications Desire to learn about credit management and lending operations as well as risk management principles Strong communication and collaboration skills Analytical skills, with interest in learning how to interpret complex data and make informed decisions WHAT'S IN IT FOR YOU? Compensation Starting base salary: $31.39 – $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. Benefits and Perks Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date Generous 401(k) company matching contribution Career Development through Tuition Reimbursement and other internal upskilling and training resources Valued time away benefits including vacation, sick and volunteer time Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs Career Mobility support from a dedicated recruitment team Colleague Resource Groups to support networking and community engagement *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. `, #J-18808-Ljbffr