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Vice President, Commercial Real Estate Loan Officer

First Northern Bank

This position focuses on acquiring new clients, managing a portfolio of existing relationships, and cross‑selling banking products for investor commercial real estate loans, including construction loan opportunities. Responsibilities Actively prospect, negotiate credit structure and acquire new clients through networking, community presence, and leveraging COIs. Interview loan applicants to develop information concerning their needs, abilities and earnings to determine whether a loan may be an acceptable risk. Evaluate and service the needs of present and potential customers seeking a variety of commercial real estate loans, deposit accounts and other Bank products. Analyze applicant's financial status, credit and property evaluation to determine feasibility of granting a loan or submit application to credit analyst for verification and recommendation. Negotiate the loan terms and conditions with customers and prospects. Present concept memos and loan write-ups for approval of proposed terms and pricing. Present and negotiate term sheets with customers and prospects. Identify and analyze potential loan markets and property asset classes to develop prospects for commercial real estate loans. Promote and cross‑sell other Bank products and services as appropriate. Qualifications Bachelor's degree or equivalent work experience Five to ten years of commercial real estate lending or other lending related experience Knowledge of Database software, Loan Origination software, Spreadsheet software and Word Processing software #J-18808-Ljbffr First Northern Bank

Vacancy posted 1 day ago
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