Underwriter

Commercial Lines Underwriter

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.

Responsible for underwriting and servicing commercial lines business on a nationwide basis in accordance with corporate goals and objectives.

Essential Functions:

• Underwrites and services Excess Casualty underwriting results, premium and loss trends within assigned book of business.
• Reviewing submissions to determine acceptability of risk in accordance with Company guidelines and standards.
• Perform all aspects of the underwriting process and due diligence including review and analysis of financial documents and individual risk factors.
• Applying appropriate pricing techniques according to company filings and state/bureau conformance.
• Working with brokers and clients to create customized insurance solutions.
• Documents accounts in accordance with regulatory and internal underwriting guidelines.
• Analyzes Policy forms and endorsement requests from brokers.
• Deliver quality service to brokers and customers within established service metrics for new, renewal and interim requests.
• Assist in developing and cultivating new and existing broker and customer relationships
• Assists in sourcing new business opportunities through a strong broker and client network.
• Assists in establishing and executing effective and efficient broker and client visits (with appropriate business units Risk Engineering, Claims and Marketing Representatives) in order to maintain existing, and increase new, business.

Supervisory Responsibilities:

This position has no supervisory responsibilities

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and Experience Required:

• Bachelor's degree is preferred
• CPCU or insurance related courses preferred.
• 3 to 5 years related underwriting experience required
• Demonstrated negotiation skills
• Excellent verbal and written communication skills

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.