BSA/AML Analyst I

Position Overview The Anti-Money Laundering Group protects the bank from being exploited for laundering money or financing terrorism by designing and overseeing a system of controls to detect and report this activity. This team oversees the bank’s compliance with requirements set forth in the Bank Secrecy Act (BSA) and the USA Patriot Act (USAPA) as well as sanctions set by the Office of Foreign Asset Control (OFAC). As the BSA/AML Analyst, you will be responsible for analyzing and decisioning customer transactions that represent an increased risk for money laundering or terrorist financing, primarily utilizing an automated surveillance system. Responsibilities Analyze and decision customer transactions that represent increased risk for money laundering, terrorist financing, or other potentially illicit activity. Utilize an automated surveillance system (Verafin) to monitor transactions and identify potentially reportable suspicious activity. Prepare clear and concise dispositions on alerts, detailing any suspicious activity and/or providing rationale for why activity is not suspicious. Escalate potentially reportable suspicious activity to appropriate stakeholders. Maintain accurate records of transaction reviews and dispositions. Qualifications Associate degree or a minimum of two years of industry‑relevant experience (frontline financial institution positions, customer contact, operational, compliance, and/or fraud investigation nature). Bonus points for familiarity with UMB core system navigation and AML surveillance system navigation (Verafin). Compensation US Employees in California, Washington DC, New Jersey, and New York: $41,060 - $59,760 US Employees in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode Island, Texas, Washington, and Wisconsin: $37,490 - $54,700 US Employees in all other states not listed above: $33,920 - $49,650 Benefits Paid Time Off 401(k) matching program Annual incentive pay Paid holidays Comprehensive company‑sponsored benefit plan including medical, dental, vision, and other insurance coverage Health savings, flexible spending, and dependent care accounts Adoption assistance Employee assistance program Fitness reimbursement Tuition reimbursement Associate wellbeing program Associate emergency fund Various associate banking benefits Equal Opportunity & Contact UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to View email address on click.appcast.io to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB. #J-18808-Ljbffr